Hillsborough County property record for 18925 Willowmore Cedar Dr, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,710 sqft · built 2019 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,400 (Apr 2020) |
| Tax Bill | $8,113 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013410-6502 |
| Primary APN | 013410-6502 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,710 sqft Living Area |
| Gross Area | 3,781 sqft |
| 1st Floor Area | 2,710 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,800 sqft (0.179 acres) |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 666 sqft |
| Porch | Screened Porch |
| Porch Area | 405 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0134106502 |
|---|---|
| Street Address | 18925 WILLOWMORE CEDAR DR |
| City | LUTZ |
| State | FL |
| Zip | 33558-8373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BIRCHWOOD PRESERVE NORTH PHASE 1 LOT 11 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 10 |
| Legal Subdivision | BIRCHWOOD PRESERVE NORTH PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 11522 |
18925 Willowmore Cedar Dr is owned and occupied by two individuals who bought it in April 2020.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18925 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2020 | Deed of Trust, Mortgage · Conventional with PMI STRONG HM MTG LLC |
| Apr 22, 2020 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2020 · Amount on File |
| Deed Sale | Apr 22, 2020 · Amount on File |
| Deed Document Number | 2020170854 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18925 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373 |
| Document Number | 0000449209 |
| Instrument Date | Oct 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2020 |
| Title Company | SOLIDIFI TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18925 WILLOWMORE CEDAR DR LUTZ FL 335588373, LUTZ, FL 33558-8373 |
| Document Number | 0000449209 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 449209 |
| Name | STRONG HM MTG LLC |
|---|---|
| Address | MANASSAS, VA 20110 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 28, 2035 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 22, 2020 |
| Property Address | 18925 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373 |
| Document Number | 0000170854 |
| Map Reference | MB 133 PG 152-158 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 2020170854 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | PGP TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,187.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2662 S FALKENBURG RD, 2662, RIVERVIEW, FL 33578-2553 |
| Name | Verified Name |
|---|---|
| Address | 18925 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373 |
| Document Number | 0000170855 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 2020170855 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | May 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
The 2025 property tax bill for 18925 Willowmore Cedar Dr was $8,113 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $467,032 (+7.31%) | $628,824 (+6.17%) Land $171,600 Building $457,224 | |
| 2025 | $8,113.00 Homeowner's exemption | $435,228 | $592,258 Land $148,200 Building $444,058 |
| 2023 | $7,266.00 (+3.68%) Homeowner's exemption | $410,643 (+3%) | $537,306 (+9.38%) Land $117,000 Building $420,306 |
| 2022 | $7,008.00 Homeowner's exemption | $398,683 | $491,216 Land $101,400 Building $389,816 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18925 Willowmore Cedar Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 99 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 99 in force |
| Nearby Flood Claims | 11 (1993–2017) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18925 Willowmore Cedar Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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