Hillsborough County property record for 18920 Arbor Dr, Lutz, FL 33548
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,310 sqft · built 1986 |
| Lot Size | 2.46 acres (107,194 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,918 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2021 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 013245-0100 |
| Primary APN | 013245-0100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,310 sqft Living Area |
| Gross Area | 3,810 sqft |
| 1st Floor Area | 2,310 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Mansion |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 107,194 sqft |
| Lot Dimensions | 150 ft deep x 150 ft wide |
| View / Lot | Lake |
| Garage Type | Carport |
| Garage Area | 416 sqft |
| Carport | Carport |
| Carport Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0132450100 |
|---|---|
| Street Address | 18920 ARBOR DR |
| City | LUTZ |
| State | FL |
| Zip | 33548-5051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ASC-1 |
| Legal Description | FROM SE COR OF NE 1/4 RUN N 689.40 FT TO POB THN N 150 FT THN W 449.67 FT THN S 841.89 FT TO PT ON S LINE OF NE 1/4 THN N 03 DEG 22 MIN E 62.39 FT THN N 12 DEG 10 MIN E 643.96 FT THN E 324.75 FT TO THE POB |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 10 |
| Legal Subdivision | UNPLATTED |
| Legal Tract | ZZZ |
| Legal Lot Number | 50650 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11103 |
18920 Arbor Dr is owned and occupied by an individual.
Source: Hillsborough County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18920 ARBOR DR, LUTZ, FL 33548-5051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Jun 18, 2021 | Correction Deed ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18920 ARBOR DR, LUTZ, FL 33548-5051 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 18920 ARBOR DR, LUTZ, FL 33548-5051 |
| Document Number | 0000306251 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | 2021306251 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 18, 2021 |
| Property Address | 18920 ARBOR DR, LUTZ, FL 33548-5051 |
| Document Number | 2021306252 |
| Instrument Date | Jun 8, 2021 |
| Instrument | 2021306252 |
| Record Updated | Jul 2, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18920 ARBOR DR, LUTZ, FL 33548-5051 |
The 2025 property tax bill for 18920 Arbor Dr was $3,918 with a homeowner's exemption, up 8.7% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,243 (+2.7%) | $576,824 (-1.33%) Land $300,562 Building $276,262 | |
| 2025 | $3,918.00 (+8.65%) Homeowner's exemption | $221,269 | $584,575 Land $300,562 Building $284,013 |
| 2024 | $3,606.00 (+4.07%) | ||
| 2023 | $3,465.00 (+25.5%) Homeowner's exemption | $208,770 (+19.23%) | $478,067 (-2.56%) Land $225,750 Building $252,317 |
| 2022 | $2,761.00 Homeowner's exemption | $175,103 | $490,621 Land $225,750 Building $264,871 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18920 Arbor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 63.8 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 13 (1988–2024) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18920 Arbor Dr is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures