Hillsborough County property record for 18910 Arbor Dr, Lutz, FL 33548
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,733 sqft · built 1986 |
| Lot Size | 0.516 acres (22,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Nov 2024) |
| Tax Bill | $5,741 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013250-0000 |
| Primary APN | 013250-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,733 sqft Living Area |
| Gross Area | 2,675 sqft |
| 1st Floor Area | 1,733 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 22,485 sqft (0.516 acres) |
| Lot Dimensions | 200 ft deep x 135 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 480 sqft |
| Patio Area | 444 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0132500000 |
|---|---|
| Street Address | 18910 ARBOR DR |
| City | LUTZ |
| State | FL |
| Zip | 33548-5051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ASC-1 |
| Legal Description | TRACT BEG 554.40 FT N OF SE COR OF SE 1/4 OF NE 1/4 CONT N 135 FT W 200.89 FT S 135 FT E 200.89 FT TO POB |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 10 |
| Legal Subdivision | UNPLATTED |
| Legal Lot Number | 50700 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11103 |
18910 Arbor Dr is owned and occupied by an individual who bought it in November 2024.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18910 ARBOR DR, LUTZ, FL 33548-5051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Aug 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2024 · Amount on File |
| Deed Sale | Nov 27, 2024 · Amount on File |
| Prior Sale | Aug 12, 2019 · Amount on File |
| Deed Document Number | 2024495268 |
| Prior Transfer Date | Jun 2, 2008 |
| Prior Transfer Doc | 0000101858 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18910 ARBOR DR, LUTZ, FL 33548-5051 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18910 ARBOR DR, LUTZ, FL 33548-5051 |
| Document Number | 0000026854 |
|---|---|
| Date | Jan 20, 2023 |
| Instrument | 2023026854 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 216 Months |
| Due | Jan 19, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 12, 2019 |
| Property Address | 18910 ARBOR DR, LUTZ, FL 33548-5051 |
| Document Number | 0000346397 |
| Book / Page | 26862 / 0865 |
| Instrument Date | Aug 7, 2019 |
| Instrument | 2019346397 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | MAJESTY TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11825 ORANGE CT, 11825, DADE CITY, FL 33525-8447 |
| Name | Verified Name |
|---|---|
| Address | 18910 ARBOR DR, LUTZ, FL 33548-5051 |
| Document Number | 0268620867 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 26862/0867 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 18910 Arbor Dr was $5,741 with a homeowner's exemption, down 3.4% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $320,477 (-0.98%) Land $117,855 Building $202,622 | $320,477 (-0.98%) Land $117,855 Building $202,622 | |
| 2025 | $5,741.00 (-3.35%) Homeowner's exemption | $323,658 Land $117,855 Building $205,803 | $323,658 Land $117,855 Building $205,803 |
| 2024 | $5,940.00 (+3.52%) | ||
| 2023 | $5,738.00 (+5.17%) Homeowner's exemption | $342,096 (+9.17%) Land $104,760 Building $237,336 | $342,096 (+9.17%) Land $104,760 Building $237,336 |
| 2022 | $5,456.00 | $313,374 Land $78,570 Building $234,804 | $313,374 Land $78,570 Building $234,804 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18910 Arbor Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 13 (1988–2024) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18910 Arbor Dr is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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