18902 Arbor Dr, Lutz, FL 33548 Property Records

Hillsborough County property record for 18902 Arbor Dr, Lutz, FL 33548

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,456 sqft · built 1987
Lot Size0.605 acres (26,358 sqft)
Owner2 Company Names on Record
Tax Bill$3,368 (2025)
Deeds & MortgagesSep 2019 Mortgage
Dec 2018 Sale
Flood ZoneZone X (minimal risk)
APN013249-0000

Property Details

APN / Parcel Number

Primary APN013249-0000
Alternative APN
  • U102718ZZZ000000506900

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,456 sqft Living Area
Gross Area2,328 sqft
1st Floor Area1,456 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2006
Architectural StyleMansion
Exterior MaterialBrick/Stone
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area26,358 sqft (0.605 acres)
Lot Dimensions221 ft deep x 112 ft wide
View / LotLake
Garage TypeCarport
Garage Area360 sqft
CarportCarport
Carport Area360 sqft
Parking Spaces1 Parking Space
PorchScreened Porch
Porch Area512 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0132490000
Street Address18902 ARBOR DR
CityLUTZ
StateFL
Zip33548-5051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeASC-1
Legal DescriptionTRACT BEG 20.6 FT S OF NE COR OF SE 1/4 AND RUN N 130 FT S 74 DEG 54 MIN W 299 FT TO LAKE WILSON SELY 67.9 FT ALONG LAKE TO PT W OF BEG AND E 285.00 FT M/L TO BEG
Legal Range18E
Legal Township27S
Legal Section10
Legal SubdivisionUNPLATTED
Legal TractZZZ
Legal Lot Number50690
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group2
Census Block2002
Census Tract11103

Owner

Source: Hillsborough County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address18902 ARBOR DR, LUTZ, FL 33548-5051
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
GTE FCU
Dec 31, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 14, 1994
Transfer Doc7566000983
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address18902 ARBOR DR, LUTZ, FL 33548-5051
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0269261447
DateSep 6, 2019
Book Page26926/1447
Instrument2019384303
Lender
NameGTE FCU
TypeCredit Union
AddressTAMPA, FL 33602
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateDec 31, 2018
Property Address18902 ARBOR DR, LUTZ, FL 33548-5051
Document Number0263021487
Book / Page026302 / 001487
Instrument DateDec 5, 2018
Instrument519161
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address517 W PATTERSON ST LAKELAND FL 338031245, LAKELAND, FL 33803-1245

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$213,008 (+2.7%)$429,473 (-0.66%) Land $245,661 Building $183,812
2025$3,368.00 (+8.89%) Homeowner's exemption Disabled Person's exemption Widower's exemption$207,408 (+5.99%)$432,321 (+21.87%) Land $245,661 Building $186,660
2024$3,093.00 (+2.49%)
2023$3,018.00 (+0.47%) Homeowner's exemption Disabled Person's exemption Widower's exemption$195,692 (+3%)$354,733 (-12.64%) Land $184,246 Building $170,487
2022$3,004.00 Homeowner's exemption Disabled Person's exemption Widower's exemption$189,992$406,081 Land $184,246 Building $221,835

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims13 (1988–2024)
Claims Outside the SFHA6 of 13
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Jan 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Arbor Dr

Nearby Streets

Search Property Records by Address or Parcel Number