1884 Sentry Oak Ct, Fleming Island, FL 32003 Property Records

Clay County property record for 1884 Sentry Oak Ct, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,103 sqft · built 2003
Lot Size	0.261 acres (11,387 sqft)
Owner	2 Individual Names on File
Last Sale	$198,100 (May 2003)
Tax Bill	$2,742 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014266-015-67`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014266-015-67`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,103 sqft Heated Area
Gross Area	2,659 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,387 sqft (0.261 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1884 SENTRY OAK CT
City	FLEMING ISLAND
State	FL
Zip	32003-3778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 67 MARGARET'S WALK AS RECO R 2193 PG 381
Legal Range	26
Legal Township	05
Legal Section	38
Legal Subdivision	MARGARETS WALK/FLEMING ISLAND
Legal Lot Number	67
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2002
Census Tract	30701

Owner

1884 Sentry Oak Ct is owned and occupied by two individuals who bought it in May 2003.

Source: Clay County records, as of December 18, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1884 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3778
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2003 · Amount on File
Deed Sale	May 6, 2003 · Amount on File
Deed Document Number	200328313
Deed Book / Page	2193 / 0381
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1884 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3778
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1884 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3778

Mortgage

Document Number	0046530315
Date	Sep 27, 2022
Book Page	4653/315
Instrument	2022058472

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	109 Months
Due	Oct 1, 2031

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1884 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3778
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1884 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3778

Mortgage

Document Number	0043720384
Date	Nov 3, 2020
Book Page	4372/384
Instrument	2020057528

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1884 Sentry Oak Ct was $2,742 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,742.00 Homeowner's exemption	$219,981	$383,249 Land $80,000 Building $303,249
2023	$4,601.00 (+5.43%) Homeowner's exemption	$207,556 (+3%)	$387,287 (+17.88%) Land $80,000 Building $307,287
2022	$4,364.00 Homeowner's exemption	$201,511	$328,541 Land $60,000 Building $268,541

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1884 Sentry Oak Ct in Zone X, an area of minimal flood risk, though there have been 57 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1884 Sentry Oak Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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