1892 Middlesex St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 1892 Middlesex St, Lowell, MA 01851

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,542 sqft · built 1964
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$329,900 (Nov 2018)
Tax Bill$5,644 (2026)
Deeds & MortgagesOct 2021 Refinance
Oct 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNS17170

Property Details

APN / Parcel Number

Primary APNS17170
Alternative APNs
  • LOWE M:46 B:4085 L:1892
  • M:000046 T:S17170

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,542 sqft Living Area
Gross Area2,748 sqft
1st Floor Area840 sqft
Basement Area720 sqft
Unfinished Basement360 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberS17170
Street Address1892 MIDDLESEX ST
CityLOWELL
StateMA
Zip01851-1040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTSF
Legal Block4085
Legal Lot Number1892
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group4
Census Block4003
Census Tract311400

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1892 MIDDLESEX ST, LOWELL, MA 01851-1040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Oct 26, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Nov 30, 2018Quit Claim Deed, Transfer · FHA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2018 · Amount on Record
Deed SaleNov 30, 2018 · Amount on Record
Prior SaleOct 25, 2011
Deed Book / Page32607 / 210
Transfer Doc032607-210
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address1892 MIDDLESEX ST, LOWELL, MA 01851-1040
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036428-89
DateOct 26, 2021
Book Page36428/89
Instrument62569
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address1892 MIDDLESEX ST, LOWELL, MA 01851-1040
Transaction TypeMortgage
Record UpdatedNov 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36428-89
DateOct 26, 2021
Book Page36428/89
Instrument62569
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateNov 30, 2018
Property Address1892 MIDDLESEX ST, LOWELL, MA 01851-1040
Document Number32607-210
Book / Page032607 / 000210
Instrument DateNov 27, 2018
Instrument52288
Transaction TypeTransfer
Record UpdatedDec 18, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,504.34
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1892 MIDDLESEX ST LOWELL MA 018511040, LOWELL, MA 01851-1040

Mortgage

Document Number32607-214
DateNov 30, 2018
Book Page032607/000214
Instrument52289
Lender
NameGUARANTEED RATE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 29, 2048

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,644.00 (+4.63%)$497,300 (+5.83%) Land $186,800 Building $310,500$542,790 (-2.3%)
2025$5,394.00 (+5.31%)$469,900 (+9.25%) Land $174,600 Building $295,300$555,560 (+24.98%)
2024$5,122.00 (+2.22%)$430,100 (+6.59%) Land $163,200 Building $266,900$444,505
2023$5,011.00$403,500 Land $141,900 Building $261,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims27 (1979–2010)
Claims Outside the SFHA6 of 27
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 11 claims
  • Severe Storms And Flooding, May 2006 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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