1881 Middlesex St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 1881 Middlesex St, Lowell, MA 01851

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,232 sqft · built 1920
Lot Size0.4 acres (17,424 sqft)
OwnerCompany Name on File
Last Sale$426,000 (Aug 2019)
Tax Bill$6,821 (2026)
Deeds & MortgagesSep 2019 Transfer
Aug 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APNM03370

Property Details

APN / Parcel Number

Primary APNM03370
Alternative APNs
  • LOWE M:46 B:4085 L:1881
  • M:000046 T:M03370

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area2,232 sqft Living Area
Gross Area3,558 sqft
1st Floor Area1,176 sqft
Basement Area1,116 sqft
Unfinished Basement1,116 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberM03370
Street Address1881 MIDDLESEX ST
CityLOWELL
StateMA
Zip01851-1158
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeSMF
Legal Block4085
Legal Lot Number1881
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group4
Census Block4001
Census Tract311400

Owner

1881 Middlesex St, a duplex, is owned by a company that acquired it in September 2019.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address1245 PAWTUCKET BLVD, 5, LOWELL, MA 01854-1927
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 26, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
EASTERN BANK
Mar 23, 2018Quit Claim Deed, Transfer
AVIDIA BANK
Mar 30, 2017Quit Claim Deed, Transfer
MORTGAGE FNCL SVCS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2019 · Amount on File
Deed SaleAug 26, 2019 · Amount on File
Prior SaleMar 23, 2018 · Amount on File
Deed Document Number201936003
Deed Book / Page33284 / 281
Last Transfer DateSep 19, 2019
Transfer Doc33376-147
Record UpdatedOct 29, 2026

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateSep 24, 2019
Property Address1881 MIDDLESEX ST, LOWELL, MA 01851-1158
Document Number33376-147
Book / Page033376 / 000147
Instrument DateSep 19, 2019
Instrument40949
Transaction TypeTransfer
Record UpdatedOct 8, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1245 PAWTUCKET BLVD #5 LOWELL MA 018541927, 5, LOWELL, MA 01854-1927

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateAug 26, 2019
Property Address1881 MIDDLESEX ST, LOWELL, MA 01851-1158
Document Number33284-281
Book / Page33284 / 281
Instrument DateAug 26, 2019
Instrument36003
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 CHERRYWOOD DR, NASHUA, NH 03062-3079

Mortgage

Document Number36004
DateAug 26, 2019
Instrument36004
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMar 23, 2018
Property Address1881 MIDDLESEX ST, LOWELL, MA 01851-1158
Document Number31951-63
Book / Page31951 / 63
Instrument11537
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$38.91
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1881 MIDDLESEX ST, LOWELL, MA 01851-1158

Mortgage

Document Number319510066
DateMar 23, 2018
Instrument31951/0066
Lender
NameAVIDIA BANK
TypeBank
Agreement
AmountAmount on Record

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMar 30, 2017
Property Address1881 MIDDLESEX ST, LOWELL, MA 01851-1158
Document Number31008-117
Book / Page31008 / 117
Instrument12920
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$37.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number310080119
DateMar 30, 2017
Instrument31008/0119
Lender
NameMORTGAGE FNCL SVCS INC
TypeMortgage Company
Agreement
AmountAmount on Record
Term360 Months
DueMar 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1881 Middlesex St was $6,821, up 2.6% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,821.00 (+2.59%)$601,000 (+3.76%) Land $238,000 Building $363,000$656,425
2025$6,649.00 (+8.95%)$579,200 (+13.04%) Land $222,400 Building $356,800
2024$6,103.00 (+5.97%)$512,400 (+10.5%) Land $207,900 Building $304,500
2023$5,759.00$463,700 Land $180,700 Building $283,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1881 Middlesex St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims27 (1979–2010)
Claims Outside the SFHA6 of 27
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 11 claims
  • Severe Storms And Flooding, May 2006 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1881 Middlesex St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Middlesex St

Nearby Streets

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