1890 Middlesex St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 1890 Middlesex St, Lowell, MA 01851

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,102 sqft · built 1900
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$478,450 (Oct 2019)
Tax Bill	$6,767 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S13120`

Property Details

APN / Parcel Number

Primary APN	`S13120`
Alternative APNs	`LOWE M:46 B:4085 L:1890` `M:000046 T:S13120`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,102 sqft Living Area
Gross Area	3,930 sqft
1st Floor Area	1,094 sqft
Attic	Attic
Attic Area	858 sqft
Basement Area	858 sqft
Unfinished Basement	429 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	S13120
Street Address	1890 MIDDLESEX ST
City	LOWELL
State	MA
Zip	01851-1181
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	TSF
Legal Block	4085
Legal Lot Number	1890
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	4
Census Block	4005
Census Tract	311400

Owner

1890 Middlesex St, a triplex, is owned and occupied by two individuals who bought it in October 2019.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1890 MIDDLESEX ST, LOWELL, MA 01851-1181
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2019 · Amount on File
Deed Sale	Oct 9, 2019 · Amount on File
Prior Sale	May 21, 2013
Deed Document Number	201944035
Deed Book / Page	33436 / 130
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 9, 2019
Property Address	1890 MIDDLESEX ST, LOWELL, MA 01851-1181
Document Number	33436-130
Book / Page	33436 / 130
Instrument Date	Oct 9, 2019
Instrument	44035
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1890 MIDDLESEX ST, LOWELL, MA 01851-1181

Mortgage

Document Number	44036
Date	Oct 9, 2019
Instrument	44036

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1890 Middlesex St was $6,767, up 4.9% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,767.00 (+4.88%)	$596,200 (+6.09%) Land $223,800 Building $372,400
2025	$6,452.00 (+4.4%)	$562,000 (+8.31%) Land $209,200 Building $352,800
2024	$6,180.00 (+3.78%)	$518,900 (+8.22%) Land $195,500 Building $323,400
2023	$5,955.00	$479,500 Land $170,000 Building $309,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1890 Middlesex St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	27 (1979–2010)
Claims Outside the SFHA	6 of 27
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 11 claims Severe Storms And Flooding, May 2006 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1890 Middlesex St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880