1891 Surface Rd, Eaton, OH 45320 Property Records

Preble County property record for 1891 Surface Rd, Eaton, OH 45320

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,076 sqft · built 1979
Lot Size	50 acres (2,178,000 sqft)
Owner	Individual Name on File
Last Sale	$102,800 (Dec 2018)
Tax Bill	$3,864 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L39-8217-200-00-004-000`

Property Details

APN / Parcel Number

Primary APN	`L39-8217-200-00-004-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,076 sqft Living Area
1st Floor Area	1,428 sqft
2nd Floor Area	648 sqft
Basement Area	740 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	2,178,000 sqft (50 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	220 sqft
Shed	1 Shed
Shed Area	96 sqft
Milk House	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	1891 SURFACE RD
City	EATON
State	OH
Zip	45320-9225
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SE PT NE & PT SW
Jurisdiction	PREBLE OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1027
Census Tract	450100

Owner

Source: Preble County records · APN L39-8217-200-00-004-000

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1495 SURFACE RD, EATON, OH 45320-9224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 26, 2018 · Amount on Record
Deed Sale	Dec 26, 2018 · Amount on Record
Prior Sale	Dec 08, 1998 · Amount on Record
Deed Document Number	201800005597
Deed Book / Page	388 / 1497
Record Updated	Jun 08, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Dec 26, 2018
Property Address	1891 SURFACE RD, EATON, OH 45320-9225
Document Number	388/1497
Book / Page	388 / 1497
Instrument Date	Dec 21, 2018
Instrument	201800005597
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	NOT AVAILABLE, JILL HITITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$308.40
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1495 SURFACE RD, EATON, OH 45320-9224

Mortgage

Document Number	201800005598
Date	Dec 26, 2018
Instrument	201800005598

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2034

Tax Assessment & Valuation

Source: Preble County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
County Subdivision	Washington Township
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,864.00 (+1.18%) Additional exemption filed	$194,890 (-) Land $146,170 Building $48,720
2024	$3,819.00 (-14.68%) Additional exemption filed	$194,890 (-) Land $146,170 Building $48,720
2023	$4,476.00 (+37.3%)	$194,890 (+20.83%) Land $146,170 Building $48,720	$556,840 (-) Land $417,640 Building $139,200
2022	$3,260.00	$161,290 Land $120,370 Building $40,920
2020			$556,840 Land $417,640 Building $139,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 7, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	25 / 6

Based on FCC filings for 1 locations within half a mile of this property.

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