Preble County property record for 1600 Surface Rd, Eaton, OH 45320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,899 sqft · built 2004 |
| Lot Size | 1.63 acres (71,395 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $441,500 (Nov 2021) |
| Tax Bill | $4,982 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | L39-8216-000-00-002-004 |
| Primary APN | L39-8216-000-00-002-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,899 sqft Living Area |
| 1st Floor Area | 1,899 sqft |
| Basement Area | 1,899 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 71,395 sqft (1.63 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 499 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 70 sqft |
| Patio Area | 450 sqft |
| Loading Dock | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Private |
| Street Address | 1600 SURFACE RD |
|---|---|
| City | EATON |
| State | OH |
| Zip | 45320-9225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW PT SW |
| Jurisdiction | PREBLE OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 450100 |
Source: Preble County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1600 SURFACE RD, EATON, OH 45320-9225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2021 | Survivorship Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Nov 17, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2021 · Amount on Record |
| Deed Sale | Nov 23, 2021 · Amount on Record |
| Prior Sale | Sep 16, 2003 · Amount on Record |
| Deed Document Number | 202100006727 |
| Deed Book / Page | 427 / 1891 |
| Record Updated | Jun 8, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Nov 23, 2021 |
| Property Address | 1600 SURFACE RD, EATON, OH 45320-9225 |
| Document Number | 00427/1891 |
| Book / Page | 427 / 1891 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 202100006727 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Title Company | WEB TITLE AGENCY, WAVE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,324.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1600 SURFACE RD, EATON, OH 45320-9225 |
| Document Number | 202100006728 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 202100006728 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 1600 SURFACE RD, EATON, OH 45320-9225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|---|
| Address | 1600 SURFACE RD, EATON, OH 45320-9225 |
| Document Number | 411/1529 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 411/1529 |
| Instrument | 202000005665 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Oct 20, 2035 |
Source: Preble County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Preble County |
| County Subdivision | Washington Township |
| Unified School District | Eaton Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,982.00 (+1.18%) Homeowner's exemption | $142,590 (-) Land $9,730 Building $132,860 | |
| 2024 | $4,924.00 (-14.71%) Homeowner's exemption | $142,590 (-) Land $9,730 Building $132,860 | |
| 2023 | $5,773.00 (+52.36%) Homeowner's exemption | $142,590 (+60.38%) Land $9,730 Building $132,860 | $407,400 (-) Land $27,800 Building $379,600 |
| 2022 | $3,789.00 Homeowner's exemption | $88,910 Land $8,860 Building $80,050 | |
| 2020 | $407,400 Land $27,800 Building $379,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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