Jackson County property record for 18909 E 12th Ter S, Independence, MO 64057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,170 sqft · built 2001 |
| Lot Size | 0.178 acres (7,763 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $296,849 (Aug 2026) |
| Tax Bill | $3,129 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-240-05-30 |
| Primary APN | 25-240-05-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 520 sqft |
| Basement Area | 1,170 sqft |
| Finished Basement | 520 sqft |
| Unfinished Basement | 650 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,763 sqft (0.178 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 120 sqft |
| Patio Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1633674 |
|---|---|
| Street Address | 18909 E 12TH TER S |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64057-1282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRINGBRANCH GARDENS 1ST PLAT---LOT 25 |
| Legal Subdivision | SPRINGBRANCH GARDENS 1ST PLAT |
| Legal Block | 2 |
| Legal Lot Number | 25 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 11407 |
Source: Jackson County assessment roll, APN 25-240-05-30, as of September 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18909 E 12TH TER S, INDEPENDENCE, MO 64057-1282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Aug 07, 2026 | Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| May 09, 2019 | Warranty Deed, Transfer NBKC BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 07, 2026 · Amount on Record |
| Deed Sale | Aug 07, 2026 · Amount on Record |
| Prior Sale | May 09, 2019 |
| Deed Document Number | 202659162 |
| Prior Transfer Date | May 29, 2001 |
| Prior Transfer Doc | 0000041409 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Aug 07, 2026 |
| Property Address | 18909 E 12TH TER S, INDEPENDENCE, MO 64057-1282 |
| Document Number | 0000059162 |
| Instrument Date | Aug 04, 2026 |
| Instrument | 202659162 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | COFFELT LAND TITLE INC, COFFELT LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000060127, |
|---|---|
| Date | Aug 07, 2026 |
| Instrument | 2026E60127 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | May 09, 2019 |
| Property Address | 18909 E 12TH TER S, INDEPENDENCE, MO 64057-1282 |
| Document Number | 0000E33658 |
| Instrument Date | May 06, 2019 |
| Instrument | 33658E |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18909 E 12TH TER S INDEPENDENCE MO 640571282, INDEPENDENCE, MO 64057-1282 |
| Document Number | E34970 |
|---|---|
| Date | May 09, 2019 |
| Instrument | 34970E |
| Name | NBKC BK |
|---|---|
| Address | KANSAS CITY, MO 64114 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 08, 2049 |
Source: Jackson County assessment roll as of September 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Independence 30 School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,129.00 (+18.61%) | $43,794 (+15%) Land $6,354 Building $37,440 | $230,490 (+15%) |
| 2024 | $2,638.00 (+2.33%) | ||
| 2023 | $2,578.00 | $38,082 Land $5,879 Building $32,203 | $200,430 |
Source: FEMA National Flood Hazard Layer, Jackson County (29095C), as of May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950114072, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 237 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System, water system MO1010399, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDEPENDENCE PWS serves 120,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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