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18903 E 12th Ter S, Independence, MO 64057 Property Records

Jackson County property record for 18903 E 12th Ter S, Independence, MO 64057 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,402 sqft · built 2002
Lot Size0.217 acres (9,465 sqft)
Owner2 Individual Names on File
Last Sale$257,842 (Nov 2023)
Tax Bill$3,132 (2024)
Deeds & MortgagesNov 2023 Second Mortgage
Nov 2023 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN25-240-05-31

Property Details

APN / Parcel Number

Primary APN25-240-05-31
Alternative APNs
  • 25-240-05-31-00-0-00-000
  • 1633679

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,402 sqft Living Area
1st Floor Area598 sqft
Basement Area1,346 sqft
Finished Basement598 sqft
Unfinished Basement748 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,465 sqft (0.217 acres)
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area28 sqft
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1633679
Street Address18903 E 12TH TER S
CityINDEPENDENCE
StateMO
Zip64057-1282
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRINGBRANCH GARDENS 1ST PLAT --- LOT 26
Legal SubdivisionSPRINGBRANCH GARDENS 1ST PLAT
Legal Block2
Legal Lot Number26
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group2
Census Block2008
Census Tract11407

Owner

Source: Jackson County records · APN 25-240-05-31

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address18903 E 12TH TER S, INDEPENDENCE, MO 64057-1282
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MISSOURI HOUSING DEVELOPMENT COMMISSION
Nov 16, 2023Warranty Deed, Transfer · FHA Mortgage
LEADERONE FINANCIAL CORP
Aug 14, 2019Deed of Trust, Mortgage · Line of Credit
UMB BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 16, 2023 · Amount on Record
Deed SaleNov 16, 2023 · Amount on Record
Prior SaleApr 16, 2015 · Amount on Record
Deed Document Number202382895
Prior Transfer DateOct 15, 2010
Prior Transfer Doc00E0108053
Record UpdatedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address18903 E 12TH TER S, INDEPENDENCE, MO 64057-1282
Transaction TypeMortgage
Record UpdatedNov 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00E0082897
DateNov 16, 2023
Instrument2023E0082897
Lender
NameMISSOURI HOUSING DEVELOPMENT COMMISSION
TypeGovernment Agency
AddressKANSAS CITY, MO 64105
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateNov 16, 2023
Property Address18903 E 12TH TER S, INDEPENDENCE, MO 64057-1282
Document Number00E0082895
Instrument DateNov 15, 2023
Instrument2023E0082895
Transaction TypeTransfer
Record UpdatedNov 22, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18903 E 12TH TER S # S, S, INDEPENDENCE, MO 64057-1282

Mortgage

Document Number00E0082896
DateNov 16, 2023
Instrument2023E0082896
Lender
NameLEADERONE FINANCIAL CORP
TypeMortgage Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address18903 E 12TH TER S, INDEPENDENCE, MO 64057-1282
Document Number0000E67880
Instrument DateAug 14, 2019
Transaction TypeMortgage
Record UpdatedSep 25, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address18903 E 12TH TER S INDEPENDENCE MO 640571282, INDEPENDENCE, MO 64057-1282

Mortgage

Document Number0000E67880
DateAug 27, 2019
Instrument67880E
Lender
NameUMB BK
TypeBank
AddressINDEPENDENCE, MO 64057
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$44,977 (-0.51%) Land $6,992 Building $37,985$236,720 (-0.51%)
2024$3,132.00 (+2.35%)
2023$3,060.00$45,207 Land $4,672 Building $40,535$237,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 15% of Missouri
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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