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18906 E 12th Ter S, Independence, MO 64057 Property Records

Jackson County property record for 18906 E 12th Ter S, Independence, MO 64057

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,215 sqft · built 2002
Lot Size0.18 acres (7,854 sqft)
OwnerIndividual Name on File
Last Sale$284,839 (Jan 2025)
Tax Bill$2,837 (2025)
Deeds & MortgagesJan 2025 Mortgage
Sep 2021 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN25-240-04-10

Property Details

APN / Parcel Number

Primary APN25-240-04-10
Alternative APNs
  • 25-240-04-10-00-0-00-000
  • 25240041000000001
  • 769241

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,215 sqft Living Area
1st Floor Area564 sqft
Basement Area1,125 sqft
Finished Basement410 sqft
Unfinished Basement715 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,854 sqft (0.18 acres)
Lot Dimensions120 ft deep x 65 ft wide
View / LotInterior
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area28 sqft
Deck Area156 sqft
Patio Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number769241
Street Address18906 E 12TH TER S
CityINDEPENDENCE
StateMO
Zip64057-1283
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRINGBRANCH GARDENS 1ST PLAT LOT 29
Legal SubdivisionSPRINGBRANCH GARDENS 1ST PLAT
Legal Block2
Legal Lot Number29
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group2
Census Block2009
Census Tract11407

Owner

Source: Jackson County records · APN 25-240-04-10

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address18906 E 12TH TER S, INDEPENDENCE, MO 64057-1283
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2025Deed, Transfer · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 08, 2021Intrafamily Transfer, Transfer
AMROCK LLC
Sep 08, 2021Intrafamily Transfer, Transfer · FHA Mortgage
QUICKEN LOANS LLC
Oct 07, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Mar 10, 2018Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
May 23, 2017Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 15, 2025 · Amount on Record
Deed SaleJan 15, 2025 · Amount on Record
Prior SaleSep 08, 2021 · Amount on Record
Deed Document Number20253396
Prior Transfer DateJan 20, 2021
Prior Transfer Doc00E0099143
Record UpdatedSep 20, 2026

January 2025: Deed, Transfer

Document TypeDeed
JurisdictionJACKSON MO
Recording DateJan 15, 2025
Property Address18906 E 12TH TER S, INDEPENDENCE, MO 64057-1283
Document Number00E0003396
Instrument DateJan 08, 2025
Instrument2025E0003396
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18906 E 12TH TER S, INDEPENDENCE, MO 64057-1283

Mortgage

Document Number00E0003397
DateJan 15, 2025
Instrument2025E0003397
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2055

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON MO
Recording DateSep 08, 2021
Property Address18906 E 12TH TER S, INDEPENDENCE, MO 64057-1283
Document Number00E0099145
Instrument DateJan 28, 2021
Instrument2021E0099145
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyAMROCK LLC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18906 E 12TH TER S, INDEPENDENCE, MO 64057-1283

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON MO
Recording DateSep 08, 2021
Property Address18906 E 12TH TER S, INDEPENDENCE, MO 64057-1283
Document Number00E0099143
Instrument DateJan 20, 2021
Instrument2021E0099143
Transaction TypeTransfer
Record UpdatedSep 24, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18906 E 12TH TER S, INDEPENDENCE, MO 64057-1283

Mortgage

Document Number00E0099144
DateSep 08, 2021
Instrument2021E0099144
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term233 Months
DueFeb 01, 2041

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON MO
Recording DateOct 07, 2020
Property Address18906 E 12TH TER S, INDEPENDENCE, MO 64057-1283
Document Number0000E92974
Instrument DateAug 06, 2020
Instrument92974E
Transaction TypeTransfer
Record UpdatedNov 02, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address18906 E 12TH TER S INDEPENDENCE MO 640571283, INDEPENDENCE, MO 64057-1283

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address18906 E 12TH TER S, INDEPENDENCE, MO 64057-1283
Document Number0000E21372
Instrument DateMar 10, 2018
Transaction TypeMortgage
Record UpdatedMar 27, 2018
Title CompanyCONTINENTAL

Transferred To (Grantee/Buyer)

NameVerified Name
Address18906 E 12TH TER S INDEPENDENCE MO 640571283, INDEPENDENCE, MO 64057-1283

Mortgage

Document Number0000E21372
DateMar 15, 2018
Instrument21372E
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term240 Months
DueMar 14, 2038

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address18906 E 12TH TER S, INDEPENDENCE, MO 64057-1283
Document Number0000E48607
Instrument DateMay 23, 2017
Transaction TypeMortgage
Record UpdatedJun 22, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address18906 E 12TH TER S INDEPENDENCE MO 640571283, INDEPENDENCE, MO 64057-1283

Mortgage

Document Number0000E48607
DateMay 31, 2017
Instrument48607E
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term180 Months
DueMay 30, 2032

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,837.00 (+13.03%)$39,701 (+9.56%) Land $6,354 Building $33,347$208,950 (+9.56%)
2024$2,510.00 (+2.32%)
2023$2,453.00$36,237 Land $4,098 Building $32,139$190,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Wisper ISP
Fixed Wireless		400 / 30

May also be available: Verizon.

Based on FCC filings for 237 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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