Hillsborough County property record for 18908 Willowmore Cedar Dr, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,763 sqft · built 2019 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $690,000 (Aug 2023) |
| Tax Bill | $10,024 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013410-6538 |
| Primary APN | 013410-6538 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,763 sqft Living Area |
| Gross Area | 3,804 sqft |
| 1st Floor Area | 1,843 sqft |
| Upper Floors Area | 920 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 117 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 595 sqft |
| Porch | Screened Porch |
| Porch Area | 446 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0134106538 |
|---|---|
| Street Address | 18908 WILLOWMORE CEDAR DR |
| City | LUTZ |
| State | FL |
| Zip | 33558-8373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BIRCHWOOD PRESERVE NORTH PHASE 1 LOT 39 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 10 |
| Legal Subdivision | BIRCHWOOD PRESERVE NORTH PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 11522 |
18908 Willowmore Cedar Dr is owner-occupied and held in a trust since April 2024.
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 18908 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KWIK MORTGAGE CORP |
| Apr 29, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jul 17, 2019 | Deed of Trust, Mortgage PULTE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2023 · Amount on File |
| Deed Sale | Aug 7, 2023 · Amount on File |
| Prior Sale | Jul 22, 2019 · Amount on File |
| Deed Document Number | 2023345929 |
| Last Transfer Date | Apr 29, 2024 |
| Transfer Doc | 0000171957 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18908 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 18908 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373 |
| Document Number | 0000178977 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021178977 |
| Name | KWIK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 29, 2024 |
| Property Address | 18908 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373 |
| Document Number | 0000171957 |
| Map Reference | MB 133 PG 152 |
| Instrument Date | Apr 29, 2024 |
| Instrument | 2024171957 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18908 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 18908 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 7, 2023 |
| Property Address | 18908 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373 |
| Document Number | 0000345929 |
| Map Reference | MB 133 PG 152 |
| Instrument Date | Aug 2, 2023 |
| Instrument | 2023345929 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Title Company | SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,830.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4366 TUNER BND, LAND O LAKES, FL 34638-8188 |
| Name | Verified Name |
|---|---|
| Address | 18908 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373 |
| Document Number | 0000345930 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 2023345930 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18908 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373 |
| Document Number | 0268030001 |
| Instrument Date | Jul 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18908 WILLOWMORE CEDAR DR LUTZ FL 335588373, LUTZ, FL 33558-8373 |
| Document Number | 0268030001 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 026803/000001 |
| Instrument | 311291 |
| Name | PULTE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80112 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 21, 2049 |
The 2025 property tax bill for 18908 Willowmore Cedar Dr was $10,024 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $553,394 (+2.02%) Land $129,258 Building $424,136 | $553,394 (+2.02%) Land $129,258 Building $424,136 | |
| 2025 | $10,024.00 Homeowner's exemption | $542,437 Land $111,633 Building $430,804 | $542,437 Land $111,633 Building $430,804 |
| 2023 | $6,501.00 (+4.53%) Homeowner's exemption | $369,273 (+3.7%) | $495,662 (+0.38%) Land $88,133 Building $407,529 |
| 2022 | $6,219.00 Homeowner's exemption | $356,093 | $493,766 Land $76,383 Building $417,383 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18908 Willowmore Cedar Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 99 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 99 in force |
| Nearby Flood Claims | 11 (1993–2017) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18908 Willowmore Cedar Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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