Hillsborough County property record for 18909 Willowmore Cedar Dr, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,484 sqft · built 2019 |
| Lot Size | 0.173 acres (7,518 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,800 (Jul 2019) |
| Tax Bill | $11,164 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013410-6486 |
| Primary APN | 013410-6486 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,484 sqft Living Area |
| Gross Area | 3,529 sqft |
| 1st Floor Area | 2,484 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,518 sqft (0.173 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 599 sqft |
| Porch | Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0134106486 |
|---|---|
| Street Address | 18909 WILLOWMORE CEDAR DR |
| City | LUTZ |
| State | FL |
| Zip | 33558-8373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BIRCHWOOD PRESERVE NORTH PHASE 1 LOT 3 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 10 |
| Legal Subdivision | BIRCHWOOD PRESERVE NORTH PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 11522 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 17800 RAMBLE ON WAY, LAND O LAKES, FL 34638-8336 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 31, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2019 · Amount on Record |
| Deed Sale | Jul 31, 2019 · Amount on Record |
| Deed Document Number | 2019327446 |
| Deed Book / Page | 26829 / 1454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18909 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373 |
| Document Number | 0000474446 |
| Instrument Date | Oct 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18909 WILLOWMORE CEDAR DR LUTZ FL 335588373, LUTZ, FL 33558-8373 |
| Document Number | 0000474446 |
|---|---|
| Date | Nov 14, 2020 |
| Instrument | 474446 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 13, 2035 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 31, 2019 |
| Property Address | 18909 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373 |
| Document Number | 0000327446 |
| Book / Page | 26829 / 1454 |
| Map Reference | MB 133 PG 152-158 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 2019327446 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,805.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2662 S FALKENBURG RD, 2662, RIVERVIEW, FL 33578-2553 |
| Name | Verified Name |
|---|---|
| Address | 18909 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373 |
| Document Number | 0268291456 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 26829/1456 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $576,672 (+2.87%) Land $165,396 Building $411,276 | $576,672 (+2.87%) Land $165,396 Building $411,276 | |
| 2025 | $11,164.00 (+15.93%) | $560,596 (+11.15%) Land $142,842 Building $417,754 | $560,596 (+11.15%) Land $142,842 Building $417,754 |
| 2023 | $9,630.00 (+46.13%) | $504,373 (+34.57%) Land $112,770 Building $391,603 | $504,373 (+9.43%) Land $112,770 Building $391,603 |
| 2022 | $6,590.00 Homeowner's exemption | $374,794 | $460,908 Land $97,734 Building $363,174 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 99 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 99 in force |
| Nearby Flood Claims | 11 (1993–2017) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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