18902 Willowmore Cedar Dr, Lutz, FL 33558 Property Records

Hillsborough County property record for 18902 Willowmore Cedar Dr, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,880 sqft · built 2019
Lot Size	0.189 acres (8,245 sqft)
Owner	2 Individual Names on File
Last Sale	$510,900 (Oct 2019)
Tax Bill	$11,148 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013410-6532`

Property Details

APN / Parcel Number

Primary APN	`013410-6532`
Alternative APN	`U102718B4A000000000360`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,880 sqft Living Area
Gross Area	3,742 sqft
1st Floor Area	1,658 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,245 sqft (0.189 acres)
Lot Dimensions	117 ft deep x 68.7 ft wide
Garage Type	Attached
Garage Area	484 sqft
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0134106532
Street Address	18902 WILLOWMORE CEDAR DR
City	LUTZ
State	FL
Zip	33558-8373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BIRCHWOOD PRESERVE NORTH PHASE 1 LOT 36
Legal Range	18E
Legal Township	27S
Legal Section	10
Legal Subdivision	BIRCHWOOD PRESERVE NORTH PHASE 1
Legal Phase	1
Legal Lot Number	36
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	KEYSTONE-CITRUS PARK
Census Block Group	1
Census Block	1003
Census Tract	11522

Owner

18902 Willowmore Cedar Dr is owned and occupied by two individuals who bought it in October 2019.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18902 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2019 · Amount on File
Deed Sale	Oct 24, 2019 · Amount on File
Prior Sale	Nov 8, 2018 · Amount on File
Deed Document Number	2019459908
Deed Book / Page	27056 / 44
Record Updated	Oct 29, 2026

October 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 24, 2019
Property Address	18902 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373
Document Number	0000459908
Book / Page	27056 / 0044
Map Reference	MB 133 PG 152-158
Instrument Date	Oct 18, 2019
Instrument	2019459908
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	PGP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,576.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2662 S FALKENBURG RD, 2662, RIVERVIEW, FL 33578-2553

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18902 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373

Mortgage

Document Number	0270560046
Date	Oct 24, 2019
Instrument	27056/0046

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 18902 Willowmore Cedar Dr was $11,148 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$620,331 (+2.7%)	$643,806 (+2.72%) Land $177,701 Building $466,105
2025	$11,148.00 Homeowner's exemption	$604,022	$626,760 Land $153,470 Building $473,290
2023	$9,990.00 (+0.88%) Homeowner's exemption	$569,902 (+0.6%) Land $121,162 Building $448,740	$569,902 (+0.6%) Land $121,162 Building $448,740
2022	$9,903.00 Homeowner's exemption	$566,531 Land $105,008 Building $461,523	$566,531 Land $105,008 Building $461,523

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18902 Willowmore Cedar Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	11 (1993–2017)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18902 Willowmore Cedar Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20