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18905 E 12th St S, Independence, MO 64057 Property Records

Jackson County property record for 18905 E 12th St S, Independence, MO 64057 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,188 sqft · built 2002
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on File
Tax Bill$2,531 (2024)
Deeds & MortgagesJul 2026 Sale & Mortgage
Oct 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-240-04-06

Property Details

APN / Parcel Number

Primary APN25-240-04-06
Alternative APNs
  • 25240040600000001
  • 769237

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,188 sqft Living Area
Gross Area2,302 sqft
1st Floor Area557 sqft
Basement Area1,114 sqft
Finished Basement360 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleRanch
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.189 acres)
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area28 sqft
Deck Area360 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
Water SourcePrivate

Location & Zoning

Account Number769237
Old Parcel Number25240040600000001
Street Address18905 E 12TH ST S
CityINDEPENDENCE
StateMO
Zip64057-1192
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRINGBRANCH GARDENS 1ST PLAT LOT 38
Legal SubdivisionSPRINGBRANCH GARDENS 1ST PLAT
Legal Lot Number38
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group2
Census Block2009
Census Tract11407

Owner

Source: Jackson County records · APN 25-240-04-06

Assessment roll updated June 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address18905 E 12TH ST S, INDEPENDENCE, MO 64057-1192
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Quit Claim Deed, Transfer · VA Mortgage
BANK NATIONAL ASSOCIATION
Oct 18, 2023Deed of Trust, Mortgage · VA Mortgage
MORTGAGE SOLUTIONS OF COLORADO LLC
Oct 17, 2023Warranty Deed, Transfer
PLATINUM TITLE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 17, 2023
Deed SaleOct 17, 2023
Prior SaleSep 03, 2014
Deed Document Number2023E0075524
Record UpdatedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON MO
Recording DateJul 29, 2026
Property Address18905 E 12TH ST S, INDEPENDENCE, MO 64057-1192
Document Number0000056965
Instrument DateJul 23, 2026
Instrument202656965
Transaction TypeTransfer
Record UpdatedAug 07, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18905 E 12TH ST S, INDEPENDENCE, MO 64057-1192

Mortgage

Document Number0000056966,
DateJul 29, 2026
Instrument2026E56966
Lender
NameBANK NATIONAL ASSOCIATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.47%
Max Rate-1%

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address18905 E 12TH ST S, INDEPENDENCE, MO 64057-1192
Transaction TypeMortgage
Record UpdatedNov 02, 2023
Title CompanyMCCAFFREE-SHORT TITLE COMPANY INC, MCCAFFREE SHORT TITLE CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2201 SW 8TH AVE, TOPEKA, KS 66606-1713

Mortgage

Document Number00E0075766
DateOct 18, 2023
Instrument2023E0075766
Lender
NameMORTGAGE SOLUTIONS OF COLORADO LLC
TypeMortgage Company
AddressCOLORADO SPRINGS, CO 80920
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateOct 17, 2023
Property Address18905 E 12TH ST S, INDEPENDENCE, MO 64057-1192
Document Number00E0075524
Instrument DateOct 16, 2023
Instrument2023E0075524
Transaction TypeTransfer
Record UpdatedNov 02, 2023
Title CompanyPLATINUM TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18905 E 12TH ST S, INDEPENDENCE, MO 64057-1192

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$41,209 (+12.78%) Land $6,513 Building $34,696$216,890 (+12.78%)
2024$2,531.00 (+2.35%)
2023$2,473.00$36,539 Land $3,931 Building $32,608$192,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
above 34% of the US · above 25% of Missouri
Wildfire LikelihoodAbout 1 in 2,778 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 139 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Google FiberFiber8,000 / 8,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

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