18900 E 12th St S, Independence, MO 64057 Property Records

Jackson County property record for 18900 E 12th St S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,208 sqft · built 2002
Lot Size	0.291 acres (12,691 sqft)
Owner	Company Name on Record
Tax Bill	$2,801 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-240-02-11`

Property Details

APN / Parcel Number

Primary APN	`25-240-02-11`
Alternative APNs	`25-240-02-11-00-0-00-000` `25240021100000001` `769210`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	550 sqft
Basement Area	1,125 sqft
Finished Basement	375 sqft
Unfinished Basement	750 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,691 sqft (0.291 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	164 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	769210
Street Address	18900 E 12TH ST S
City	INDEPENDENCE
State	MO
Zip	64057-1192
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRINGBRANCH GARDENS 1ST PLAT LOT 1
Legal Subdivision	SPRINGBRANCH GARDENS 1ST PLAT
Legal Block	2
Legal Lot Number	1
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2008
Census Tract	11407

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18900 E 12TH ST S, INDEPENDENCE, MO 64057-1192
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jan 28, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 21, 2021	Intrafamily Transfer, Transfer
May 3, 2017	Loan Modification, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2013
Deed Sale	May 10, 2013
Prior Sale	Jan 21, 2003 · Amount on Record
Deed Document Number	201347831
Last Transfer Date	Apr 30, 2021
Transfer Doc	00E0055565
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18900 E 12TH ST S, INDEPENDENCE, MO 64057-1192
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0044380
Date	Jun 23, 2023
Instrument	2023E0044380

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18900 E 12TH ST S, INDEPENDENCE, MO 64057-1192
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18900 E 12TH ST S, INDEPENDENCE, MO 64057-1192

Mortgage

Document Number	00E0009264
Date	Jan 28, 2022
Instrument	2022E0009264

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	May 21, 2021
Property Address	18900 E 12TH ST S, INDEPENDENCE, MO 64057-1192
Document Number	00E0055565
Instrument Date	Apr 30, 2021
Instrument	2021E0055565
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18900 E 12TH ST S, INDEPENDENCE, MO 64057-1192

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON MO
Property Address	18900 E 12TH ST S, INDEPENDENCE, MO 64057-1192
Document Number	0000E50217
Instrument Date	May 3, 2017
Transaction Type	Mortgage
Record Updated	Jul 6, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18900 E 12TH ST S INDEPENDENCE MO 640571192, INDEPENDENCE, MO 64057-1192

Mortgage

Document Number	0000E50217
Date	Jun 6, 2017
Instrument	50217E

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,199 (-) Land $7,243 Building $31,956	$206,310 (-)
2025	$2,801.00 (+12.67%)	$39,199 (+9.2%) Land $7,243 Building $31,956	$206,310 (+9.2%)
2024	$2,486.00 (+2.3%)
2023	$2,430.00	$35,895 Land $5,166 Building $30,729	$188,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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