18912 E 12th St S, Independence, MO 64057 Property Records

Jackson County property record for 18912 E 12th St S, Independence, MO 64057 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,201 sqft · built 2002
Lot Size	0.229 acres (9,976 sqft)
Owner	Individual Name on File
Tax Bill	$2,801 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-240-02-08`

Property Details

APN / Parcel Number

Primary APN	`25-240-02-08`
Alternative APNs	`25-240-02-08-00-0-00-000` `25240020800000001` `769207`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,201 sqft Living Area
1st Floor Area	550 sqft
Basement Area	1,125 sqft
Finished Basement	550 sqft
Unfinished Basement	575 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,976 sqft (0.229 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	769207
Street Address	18912 E 12TH ST S
City	INDEPENDENCE
State	MO
Zip	64057-1192
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRINGBRANCH GARDENS 1ST PLAT LOT 4
Legal Subdivision	SPRINGBRANCH GARDENS 1ST PLAT
Legal Block	2
Legal Lot Number	4
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2008
Census Tract	11407

Owner

Source: Jackson County records · APN 25-240-02-08

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18912 E 12TH ST S, INDEPENDENCE, MO 64057-1192
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Jul 14, 2026	Warranty Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE
Dec 02, 2020	Deed of Trust, Mortgage COMMUNITYAMERICA CU
Jan 23, 2020	Deed of Trust, Mortgage FREEDOM MTG
Apr 26, 2018	Warranty Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 14, 2026
Deed Sale	Jul 14, 2026
Prior Sale	Jan 31, 2020 · Amount on Record
Deed Document Number	202652430
Prior Transfer Date	Jan 23, 2020
Prior Transfer Doc	00E0009220
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Jul 29, 2026
Property Address	18912 E 12TH ST S, INDEPENDENCE, MO 64057-1192
Document Number	0000056881
Instrument Date	Jul 10, 2026
Instrument	202656881
Transaction Type	Mortgage
Record Updated	Aug 07, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 N HEARTLAND AVE, INDEPENDENCE, MO 64056-7800

Mortgage

Document Number	0000056881,
Date	Jul 29, 2026
Instrument	202656881

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 14, 2026
Property Address	18912 E 12TH ST S, INDEPENDENCE, MO 64057-1192
Document Number	0000052430
Instrument Date	Jun 29, 2026
Instrument	202652430
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18912 E 12TH ST S, INDEPENDENCE, MO 64057-1192

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18912 E 12TH ST S, INDEPENDENCE, MO 64057-1192
Document Number	000E116930
Instrument Date	Dec 02, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18912 E 12TH ST S INDEPENDENCE MO 640571192, INDEPENDENCE, MO 64057-1192

Mortgage

Document Number	000E116930
Date	Dec 08, 2020
Instrument	116930E

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 07, 2040

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18912 E 12TH ST S, INDEPENDENCE, MO 64057-1192
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18912 E 12TH ST S INDEPENDENCE MO 640571192, INDEPENDENCE, MO 64057-1192

Mortgage

Document Number	E09221
Date	Jan 31, 2020
Instrument	9221E

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	ST LOUIS, MO 63005

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Jan 30, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 26, 2018
Property Address	18912 E 12TH ST S, INDEPENDENCE, MO 64057-1192
Document Number	0000E35997
Instrument Date	Apr 24, 2018
Instrument	35997E
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18912 E 12TH ST S INDEPENDENCE MO 640571192, INDEPENDENCE, MO 64057-1192

Mortgage

Document Number	E36193
Date	Apr 26, 2018
Instrument	36193E

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,801.00 (+2.38%)	$39,199 (-0.75%) Land $7,028 Building $32,171	$206,310 (-0.76%)
2024	$2,736.00 (+2.32%)
2023	$2,674.00	$39,497 Land $5,058 Building $34,439	$207,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 25% of Missouri
Wildfire Likelihood	About 1 in 2,778 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 139 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Google Fiber	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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