18902 E Fredrick Ave, Otis Orchards, WA 99027 Property Records

Spokane County property record for 18902 E Fredrick Ave, Otis Orchards, WA 99027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,562 sqft · built 2017
Lot Size	0.216 acres (9,423 sqft)
Owner	2 Individual Names on File
Last Sale	$249,879 (Jan 2018)
Tax Bill	$4,372 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55082.2801`

Property Details

APN / Parcel Number

Primary APN	`55082.2801`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,562 sqft Living Area
Gross Area	2,338 sqft
1st Floor Area	1,562 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,423 sqft (0.216 acres)
Garage Type	Attached
Garage Area	776 sqft
Parking Spaces	3 Parking Spaces
Patio Area	375 sqft
Canopy	302 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18902 E FREDRICK AVE
City	OTIS ORCHARDS
State	WA
Zip	99027-5300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	RIVER CROSSING - PHASE 4: LOT 1 BLK 1 (AFN 6616148 - PTN NW1/4 OF 8-25-45)
Legal Range	45
Legal Township	25
Legal Section	08
Legal Subdivision	RIVER CROSSING - PHASE 4
Legal Phase	4
Legal Block	1
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	LIBERTY LAKE
Census Block Group	1
Census Block	1015
Census Tract	13201

Owner

18902 E Fredrick Ave is owned and occupied by two individuals who bought it in January 2018.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18902 E FREDRICK AVE, OTIS ORCHARDS, WA 99027-5300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 27, 2019	Deed of Trust, Mortgage · Line of Credit SAFEWAY FCU
Jan 17, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2018 · Amount on File
Deed Sale	Jan 17, 2018 · Amount on File
Deed Document Number	20186675181
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	18902 E FREDRICK AVE, OTIS ORCHARDS, WA 99027-5300
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007037609
Date	Feb 22, 2021
Instrument	7037609

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	18902 E FREDRICK AVE, OTIS ORCHARDS, WA 99027-5300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006877757
Date	Dec 27, 2019
Instrument	6877757

Lender

Name	SAFEWAY FCU
Type	Credit Union
Address	SPOKANE, WA 99207

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 17, 2018
Property Address	18902 E FREDRICK AVE, OTIS ORCHARDS, WA 99027-5300
Document Number	0006675181
Map Reference	VOL39 PG49&50
Instrument Date	Jan 3, 2018
Instrument	6675181
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,452.86
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18902 E FREDRICK AVE, OTIS ORCHARDS, WA 99027-5300

Mortgage

Document Number	0006675182
Date	Jan 17, 2018
Instrument	6675182

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 18902 E Fredrick Ave was $4,372, up 4.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	East Valley School District (Spokane) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,372.00 (+4.72%)	$440,900 Land $95,000 Building $345,900	$440,900 Land $95,000 Building $345,900
2025	$4,175.00
2024		$435,500 (+24.79%) Land $80,000 Building $355,500	$435,500 (+24.79%) Land $80,000 Building $355,500
2023	$4,219.00 (+4.51%)	$349,000 Land $58,000 Building $291,000	$349,000 Land $58,000 Building $291,000
2022	$4,037.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18902 E Fredrick Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18902 E Fredrick Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED IRRIG DIST 19 SYSTEM 2 serves 21,220 people · EPA ID WA5310221
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless	200 / 40
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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