189 Vanderburgh Ave, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 189 Vanderburgh Ave, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	1,228 sqft · built 1952
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jun 2017)
Tax Bill	$10,413 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Jun 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`56-00179-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`56-00179-0000-00001`
Alternative APN	`560017900001`

Interior

Stories	1 Story
Building Area	1,228 sqft Living Area
1st Floor Area	1,228 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	189 VANDERBURGH AVE
City	RUTHERFORD
State	NJ
Zip	07070-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X100
Legal Subdivision	CAREER REALTY CO MAP 1
Legal Block	179
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	6
Census Block	6007
Census Tract	51100

Owner

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	189 VANDERBURGH AVE, RUTHERFORD, NJ 07070-1831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jun 9, 2017	Deed, Transfer · Conventional Mortgage JUSTICE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2017 · Amount on Record
Deed Sale	Jun 9, 2017 · Amount on Record
Prior Sale	Sep 13, 2000
Deed Document Number	201744592
Deed Book / Page	2634 / 1619
Prior Transfer Date	Apr 4, 2012
Prior Transfer Doc	0010122137
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	189 VANDERBURGH AVE, RUTHERFORD, NJ 07070-1831
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025101231
Date	Jan 19, 2017
Book Page	02510/1231
Instrument	17-006775

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 9, 2017
Property Address	189 VANDERBURGH AVE, RUTHERFORD, NJ 07070-1831
Document Number	0026341619
Book / Page	02634 / 1619
Instrument Date	May 19, 2017
Instrument	17-044592
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 VANDERBURGH AVE, RUTHERFORD, NJ 07070-1831

Mortgage

Document Number	0026341625
Date	Jun 9, 2017
Book Page	02634/1625
Instrument	17-044592.01

Lender

Name	JUSTICE FEDERAL CREDIT UNION
Type	Credit Union
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,400 (-) Land $256,500 Building $68,900	$325,400 (-) Land $256,500 Building $68,900
2025	$10,413.00 (+2.53%)	$325,400 (-) Land $256,500 Building $68,900	$325,400 (-) Land $256,500 Building $68,900
2024	$10,156.00 (+5.12%)
2023		$325,400 Land $256,500 Building $68,900	$325,400 Land $256,500 Building $68,900
2022	$9,661.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (2007–2021)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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