185 Vanderburgh Ave, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 185 Vanderburgh Ave, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	2,432 sqft · built 1952
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$745,000 (Sep 2018)
Tax Bill	$19,917 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`56-00179-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`56-00179-0000-00003`
Alternative APN	`560017900003`

Interior

Stories	1 Story
Building Area	2,432 sqft Living Area
1st Floor Area	2,432 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	185 VANDERBURGH AVE
City	RUTHERFORD
State	NJ
Zip	07070-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X100
Legal Subdivision	BOROUGH/RUTHERFORD
Legal Block	179
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	6
Census Block	6007
Census Tract	51100

Owner

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	185 VANDERBURGH AVE, RUTHERFORD, NJ 07070-1831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Apr 24, 2020	Quit Claim Deed, Transfer GUARANTEED RATE
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCK EMPS FCU
Sep 12, 2018	Deed, Transfer
May 18, 2017	Grant Deed, Transfer · Construction Mortgage OTHER INSTITUTIONAL LENDERS
Apr 10, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2018 · Amount on Record
Deed Sale	Sep 12, 2018 · Amount on Record
Prior Sale	May 18, 2017 · Amount on Record
Deed Document Number	201818-064918
Deed Book / Page	3050 / 526
Last Transfer Date	Apr 10, 2020
Transfer Doc	0035801086
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	185 VANDERBURGH AVE, RUTHERFORD, NJ 07070-1831
Document Number	0035801091
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	185 VANDERBURGH AVE RUTHERFORD NJ 070701831, RUTHERFORD, NJ 07070-1831

Mortgage

Document Number	0035801091
Date	Apr 24, 2020
Book Page	003580/001091
Instrument	20042779

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 24, 2020
Property Address	185 VANDERBURGH AVE, RUTHERFORD, NJ 07070-1831
Document Number	0035801086
Book / Page	003580 / 001086
Instrument Date	Apr 10, 2020
Instrument	20042778
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	185 VANDERBURGH AVE RUTHERFORD NJ 070701831, RUTHERFORD, NJ 07070-1831

Mortgage

Document Number	35801091
Date	Apr 24, 2020
Book Page	003580/001091
Instrument	20042779

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	185 VANDERBURGH AVE, RUTHERFORD, NJ 07070-1831
Document Number	0035241853
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	ELITE TITLE GROUP LLC, ELITE TITLE GRP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	253 PARK AVE #305 RUTHERFORD NJ 070702358, 305, RUTHERFORD, NJ 07070-2358

Mortgage

Document Number	0035241853
Date	Mar 2, 2020
Book Page	003524/001853
Instrument	20024345

Lender

Name	MERCK EMPS FCU
Type	Credit Union
Address	RAHWAY, NJ 07065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 12, 2018
Property Address	185 VANDERBURGH AVE, RUTHERFORD, NJ 07070-1831
Document Number	0030500526
Book / Page	3050 / 526
Instrument Date	Aug 2, 2018
Instrument	00018-064918
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 VANDERBURGH AVE, RUTHERFORD, NJ 07070-1831

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	May 18, 2017
Property Address	185 VANDERBURGH AVE, RUTHERFORD, NJ 07070-1831
Document Number	0026141429
Book / Page	002614 / 001429
Instrument Date	May 12, 2017
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25 GROVE ST RUTHERFORD NJ 070701223, RUTHERFORD, NJ 07070-1223

Mortgage

Document Number	26141435
Date	May 18, 2017
Book Page	002614/001435

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	LAWRENCEVILLE, NJ 08648

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 17, 2018

Interest

Rate	14%

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 10, 2017
Property Address	185 VANDERBURGH AVE, RUTHERFORD, NJ 07070-1831
Document Number	0025841130
Book / Page	002584 / 001130
Instrument Date	Mar 27, 2017
Transaction Type	Foreclosure
Record Updated	May 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$256.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	185 VANDERBURGH AVE RUTHERFORD NJ 070701831, RUTHERFORD, NJ 07070-1831

Tax Assessment & Valuation

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$622,400 (-) Land $256,500 Building $365,900	$622,400 (-) Land $256,500 Building $365,900
2025	$19,917.00 (+2.53%)	$622,400 (-) Land $256,500 Building $365,900	$622,400 (-) Land $256,500 Building $365,900
2024	$19,425.00 (+5.12%)
2023		$622,400 Land $256,500 Building $365,900	$622,400 Land $256,500 Building $365,900
2022	$18,479.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (2007–2021)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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