176 Vanderburgh Ave, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 176 Vanderburgh Ave, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	2,078 sqft · built 1954
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$800,176 (Sep 2020)
Tax Bill	$19,286 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56-00189-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`56-00189-0000-00026`
Alternative APN	`560018900026`

Interior

Stories	1 Story
Building Area	2,078 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Stucco
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	176 VANDERBURGH AVE
City	RUTHERFORD
State	NJ
Zip	07070-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.200
Legal Subdivision	CARNEER REALTY CO MAP 1
Legal Block	189
Legal Lot Number	26
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	6
Census Block	6006
Census Tract	51100

Owner

176 Vanderburgh Ave is owned and occupied by two individuals who bought it in September 2020.

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	176 VANDERBURGH AVE, RUTHERFORD, NJ 07070-1830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
May 5, 2017	Deed, Subdivision Related Transfer · Second Mortgage (Down Payment) JERSEY MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2020 · Amount on File
Deed Sale	Sep 8, 2020 · Amount on File
Prior Sale	May 5, 2017 · Amount on File
Deed Document Number	202081968
Deed Book / Page	3695 / 16
Record Updated	Oct 29, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 8, 2020
Property Address	176 VANDERBURGH AVE, RUTHERFORD, NJ 07070-1830
Document Number	0036950016
Book / Page	3695 / 16
Instrument Date	Feb 14, 2020
Instrument	20-081968
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,310.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6200 OAK TREE BLVD STE 302, 6200, INDEPENDENCE, OH 44131-6934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 VANDERBURGH AVE, RUTHERFORD, NJ 07070-1830

Mortgage

Document Number	20081969
Date	Sep 8, 2020
Instrument	20-081969

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2050

May 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	May 5, 2017
Property Address	176 VANDERBURGH AVE, RUTHERFORD, NJ 07070-1830
Document Number	0026032229
Book / Page	02603 / 2229
Instrument Date	Apr 28, 2017
Instrument	17-036095
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 FAIRVIEW DR, 3, NORTH CALDWELL, NJ 07006-4514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 VANDENBURGH AVE, RUTHERFORD, NJ 07070-1830

Mortgage

Document Number	0026032235
Date	May 5, 2017
Book Page	02603/2235
Instrument	17-036095.01

Lender

Name	JERSEY MORTGAGE CO
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 176 Vanderburgh Ave was $19,286, up 2.5% from the year before.

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$602,700 (-) Land $274,100 Building $328,600	$602,700 (-) Land $274,100 Building $328,600
2025	$19,286.00 (+2.53%)	$602,700 Land $274,100 Building $328,600	$602,700 Land $274,100 Building $328,600
2024	$18,810.00
2023		$602,700 Land $274,100 Building $328,600	$602,700 Land $274,100 Building $328,600
2022	$17,894.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 Vanderburgh Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (2007–2021)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Vanderburgh Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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