189 Shadyoak Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 189 Shadyoak Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,150 sqft · built 1980
Lot Size	0.201 acres (8,760 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Dec 2003)
Tax Bill	$3,272 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24R-14-0918`

Property Details

APN / Parcel Number

Primary APN	`24R-14-0918`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area
Gross Area	1,340 sqft
1st Floor Area	1,150 sqft
Basement Area	280 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,760 sqft (0.201 acres)
Lot Dimensions	70 ft deep x 74 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	189 SHADYOAK DR
City	BALLWIN
State	MO
Zip	63021-6519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SHADOWOAK PLAT 2 4 24 79 LOT 89
Legal Subdivision	SHADOWOAK PLAT 2
Legal Lot Number	89
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1007
Census Tract	217932

Owner

189 Shadyoak Dr is owned and occupied by an individual who bought it in December 2003.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	189 SHADYOAK DR, BALLWIN, MO 63021-6519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2003 · Amount on File
Deed Sale	Dec 23, 2003 · Amount on File
Deed Document Number	20031180
Deed Book / Page	15547 / 1739
Prior Transfer Date	Dec 20, 2000
Prior Transfer Doc	0000000693
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	189 SHADYOAK DR, BALLWIN, MO 63021-6519
Document Number	0224460906
Book / Page	022446 / 000906
Instrument Date	Mar 14, 2017
Transaction Type	Mortgage
Record Updated	Mar 31, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 SHADYOAK DR BALLWIN MO 630216519, BALLWIN, MO 63021-6519

Mortgage

Document Number	0224460906
Date	Mar 21, 2017
Book Page	022446/000906
Instrument	404

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 20, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 189 Shadyoak Dr was $3,272, down 0.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,850 (-) Land $26,280 Building $27,570	$283,400 (-) Land $138,300 Building $145,100
2025	$3,272.00 (-0.91%)	$53,850 Land $26,280 Building $27,570	$283,400 Land $138,300 Building $145,100
2024	$3,302.00 (+1.41%)
2023	$3,256.00 (+17.93%)	$50,880 (+28.61%) Land $19,720 Building $31,160	$267,800 Land $103,800 Building $164,000
2022	$2,761.00	$39,560 Land $19,720 Building $19,840
2021			$208,200 Land $103,800 Building $104,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 Shadyoak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Shadyoak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20