185 Shadyoak Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 185 Shadyoak Dr, Ballwin, MO 63021

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,232 sqft · built 1978
Lot Size0.2 acres (8,712 sqft)
Owner2 Company Names on File
Last Sale$412,100 (May 2022)
Tax Bill$3,619 (2025)
Deeds & MortgagesOct 2025 Transfer
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24R-14-0826

Property Details

APN / Parcel Number

Primary APN24R-14-0826

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
Gross Area1,582 sqft
1st Floor Area1,228 sqft
Basement Area520 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions90 ft deep x 61 ft wide
TerrainAbove Road/Slope
View / LotCul-De-Sac
Garage TypeAttached
Garage Area350 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area136 sqft
Patio Area80 sqft
Balcony Area4 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address185 SHADYOAK DR
CityBALLWIN
StateMO
Zip63021-6519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionHOLLYBROOK PLAT TWO 8 17 78 LOT 75
Legal SubdivisionHOLLYBROOK PLAT TWO
Legal Lot Number75
JurisdictionST LOUIS MO
Township / Civil DivisionWILDHORSE
Census Block Group1
Census Block1007
Census Tract217932

Owner

Source: St. Louis County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address185 SHADYOAK DR, BALLWIN, MO 63021-6519
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2025Intrafamily Transfer, Transfer
May 12, 2022Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2022 · Amount on File
Deed SaleMay 12, 2022 · Amount on File
Prior SaleMay 12, 2022 · Amount on File
Deed Document Number2022497
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MO
Recording DateOct 13, 2025
Property Address185 SHADYOAK DR, BALLWIN, MO 63021-6519
Document Number2025101300206
Map ReferenceMB 178 PG 87
Instrument DateOct 2, 2025
Instrument2025101300206
Transaction TypeTransfer
Record UpdatedDec 24, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address185 SHADYOAK DR, BALLWIN, MO 63021-6519

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address185 SHADYOAK DR, BALLWIN, MO 63021-6519

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateMay 12, 2022
Property Address185 SHADYOAK DR, BALLWIN, MO 63021-6519
Document Number2022051200496
Map ReferenceMB 178 PG 87
Instrument DateMay 10, 2022
Instrument2022051200496
Transaction TypeTransfer
Record UpdatedOct 5, 2022
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1636 WHISPERRY CREEK DR #AA, 1636, BALLWIN, MO 63021

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 SHADYOAK DR, BALLWIN, MO 63021-6519

Mortgage

Document Number2022051200498
DateMay 12, 2022
Instrument2022051200498
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
Unified School DistrictParkway C-2 School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$58,900 (-) Land $26,220 Building $32,680$310,000 (-) Land $138,000 Building $172,000
2025$3,619.00 (+4.02%)$58,900 (+9.83%) Land $26,220 Building $32,680$310,000 (+9.81%) Land $138,000 Building $172,000
2024$3,479.00 (+1.4%)$53,630 (-) Land $19,680 Building $33,950
2023$3,431.00 (+7.66%)$53,630 (+17.43%) Land $19,680 Building $33,950$282,300 (+17.43%) Land $103,600 Building $178,700
2022$3,187.00$45,670 Land $19,680 Building $25,990
2021$240,400 Land $103,600 Building $136,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1982–1985)
Most Recent ClaimNov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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