177 Shadyoak Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 177 Shadyoak Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,757 sqft · built 1978
Lot Size	0.227 acres (9,888 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Aug 2021)
Tax Bill	$4,286 (2025)
Deeds & Mortgages	Aug 2021 Transfer Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24R-13-0650`

Property Details

APN / Parcel Number

Primary APN	`24R-13-0650`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,757 sqft Living Area
Gross Area	2,197 sqft
1st Floor Area	1,719 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	65 ft deep x 48 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	225 sqft
Deck Area	130 sqft
Patio Area	38 sqft
Balcony Area	38 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	177 SHADYOAK DR
City	BALLWIN
State	MO
Zip	63021-6519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HOLLYBROOK PLAT TWO 8 17 78 LOT 73
Legal Subdivision	HOLLYBROOK PLAT TWO
Legal Lot Number	73
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1007
Census Tract	217932

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	177 SHADYOAK DR, BALLWIN, MO 63021-6519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Affidavit of Death of Joint Tenant, Transfer NOT AVAILABLE, US TTL CHESTERFIELD WILDWOOD
Aug 5, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Aug 7, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 7, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2021 · Amount on Record
Deed Sale	Aug 5, 2021 · Amount on Record
Prior Sale	Aug 5, 2021 · Amount on Record
Deed Document Number	2021952
Deed Book / Page	25034 / 1025
Prior Transfer Date	Dec 11, 2002
Prior Transfer Doc	0000001480
Record Updated	Oct 29, 2026

August 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MO
Recording Date	Aug 5, 2021
Property Address	177 SHADYOAK DR, BALLWIN, MO 63021-6519
Document Number	0250341022
Book / Page	25034 / 1022
Map Reference	MB 178 PG 87
Instrument Date	Jul 28, 2021
Instrument	2021080500951
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	NOT AVAILABLE, US TTL CHESTERFIELD WILDWOOD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 5, 2021
Property Address	177 SHADYOAK DR, BALLWIN, MO 63021-6519
Document Number	0250341025
Book / Page	25034 / 1025
Map Reference	MB 178 PG 87
Instrument Date	Jul 27, 2021
Instrument	2021080500952
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	NOT AVAILABLE, US TTL CHESTERFIELD WILDWOOD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021080500953
Date	Aug 5, 2021
Instrument	2021080500953

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	177 SHADYOAK DR, BALLWIN, MO 63021-6519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 SHADYOAK DR, CINCINNATI, OH 45202

Mortgage

Document Number	0241880816
Date	Aug 7, 2020
Book Page	24188/816
Instrument	2020080701522

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	177 SHADYOAK DR, BALLWIN, MO 63021-6519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 SHADYOAK DR, BALLWIN, MO 63021-6519

Mortgage

Document Number	0241881599
Date	Aug 7, 2020
Book Page	24188/1599
Instrument	2020080701642

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,840 (-) Land $27,720 Building $42,120	$367,600 (-) Land $145,900 Building $221,700
2025	$4,286.00 (+14.78%)	$69,840 (+21.29%) Land $27,720 Building $42,120	$367,600 (+21.32%) Land $145,900 Building $221,700
2024	$3,734.00 (+1.44%)
2023	$3,681.00 (+2.02%)	$57,580 (+11.37%) Land $20,810 Building $36,770	$303,000 (+11.36%) Land $109,500 Building $193,500
2022	$3,608.00	$51,700 Land $20,810 Building $30,890
2021			$272,100 Land $109,500 Building $162,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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