189 Shadow Point Dr, Saint George, UT 84770 Property Records

Washington County property record for 189 Shadow Point Dr, Saint George, UT 84770

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,850 sqft · built 1997
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$387,300 (Feb 2020)
Tax Bill	$1,875 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SG-SM-2-96`

Property Details

APN / Parcel Number

Primary APN	`SG-SM-2-96`
Alternative APN	`0543051`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,850 sqft Living Area
Gross Area	3,472 sqft
1st Floor Area	1,450 sqft
Attic	Attic
Attic Area	1,450 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Concrete
Lot Area	9,148 sqft (0.21 acres)
View / Lot	Valley
Garage Type	Attached
Garage Area	725 sqft

Exterior Amenities

Porch	Covered Slab
Porch Area	1,388 sqft
Deck Area	Deck Area
Patio Area	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0543051
Street Address	189 SHADOW POINT DR
City	SAINT GEORGE
State	UT
Zip	84770-8011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Description	SUBDIVISION: SHADOW MOUNTAIN 2 (SG) LOT: 96
Legal Subdivision	SHADOW MOUNTAIN 2
Legal Lot Number	96
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	1
Census Block	1008
Census Tract	271501

Owner

189 Shadow Point Dr is owned and occupied by two individuals who bought it in February 2020.

Source: Washington County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	189 SHADOW POINT DR, SAINT GEORGE, UT 84770-8011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Dec 14, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Feb 13, 2020	Warranty Deed, Transfer · FHA Mortgage SUN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2020 · Amount on File
Deed Sale	Feb 13, 2020 · Amount on File
Deed Document Number	20207569
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	189 SHADOW POINT DR, SAINT GEORGE, UT 84770-8011
Transaction Type	Mortgage
Record Updated	Aug 4, 2023
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021269
Date	Jul 17, 2023
Instrument	20230021269

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	189 SHADOW POINT DR, SAINT GEORGE, UT 84770-8011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071799
Date	Dec 14, 2020
Instrument	20200071799

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Feb 13, 2020
Property Address	189 SHADOW POINT DR, SAINT GEORGE, UT 84770-8011
Document Number	0000007569
Instrument Date	Feb 12, 2020
Instrument	20200007569
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	EAGLE GATE TTL INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	189 SHADOW POINT DR, SAINT GEORGE, UT 84770-8011

Mortgage

Document Number	0000007576
Date	Feb 13, 2020
Instrument	20200007576

Lender

Name	SUN AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 189 Shadow Point Dr was $1,875.

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,770 Land $85,415 Building $190,355	$501,400 Land $155,300 Building $346,100
2025	$1,875.00
2023	$2,022.00	$302,170	$549,400 Land $155,300 Building $394,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 Shadow Point Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Shadow Point Dr is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 66% of Utah
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
TDS Telecom Fiber · Cable	1,000 / 1,000
InfoWest Fixed Wireless	100 / 20

May also be available: Verizon.

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