189 Grey Fox Cir, Spring Branch, TX 78070 Property Records

Comal County property record for 189 Grey Fox Cir, Spring Branch, TX 78070

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,972 sqft · built 2017
Lot Size2.03 acres (88,427 sqft)
Owner2 Individual Names on File
Last Sale$72,500 (Feb 2018)
Tax Bill$2,578 (2025)
Deeds & MortgagesOct 2017 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN45-0275-0103-00

Property Details

APN / Parcel Number

Primary APN45-0275-0103-00
Alternative APN
  • 105486

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,972 sqft Living Area
Gross Area2,596 sqft
1st Floor Area1,972 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area88,427 sqft
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area138 sqft
Patio Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic

Location & Zoning

Street Address189 GREY FOX CIR
CitySPRING BRANCH
StateTX
Zip78070-4608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAYNER RANCH, LOT 103
Legal SubdivisionRAYNER RANCH
Legal Tract103
Legal Block2
Legal Lot Number103
JurisdictionCOMAL TX
Township / Civil DivisionCANYON LAKE
Census Block Group2
Census Block2025
Census Tract310610

Owner

189 Grey Fox Cir is owned and occupied by two individuals who bought it in February 2018.

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address189 GREY FOX CIR, SPRING BRANCH, TX 78070-4608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2017Deed of Trust, Mortgage · Conventional Mortgage
AMCAP MORTGAGE LTD
Jan 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
EMM LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2018 · Amount on File
Deed SaleFeb 16, 2018 · Amount on File
Prior SaleMar 27, 2012 · Amount on File
Deed Document Number20186215
Prior Transfer DateJan 29, 2009
Prior Transfer Doc0006004219
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOMAL TX
Property Address189 GREY FOX CIR, SPRING BRANCH, TX 78070-4608
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFATCO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006044898
DateOct 4, 2017
Instrument201706044898
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77036
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2047

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOMAL TX
Property Address189 GREY FOX CIR, SPRING BRANCH, TX 78070-4608
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006000771
DateJan 6, 2021
Instrument202106000771
Lender
NameEMM LOANS LLC
TypeMortgage Company
AddressCHERRY HILL, NJ 08002
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 189 Grey Fox Cir was $2,578 with exemptions applied, down 25.7% from the year before.

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

TypeName
StateTexas
CountyComal County
Unified School DistrictComal Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$527,030 (+5.42%) Land $131,860 Building $395,170$527,030 (-1.61%) Land $131,860 Building $395,170
2025$2,578.00 (-25.66%) Homeowner's exemption Senior Citizen's exemption$499,918 Land $122,150 Building $413,530$535,680 Land $122,150 Building $413,530
2024$3,468.00
2023$523,670 Land $138,800 Building $384,870$523,670 Land $138,800 Building $384,870
2022$3,400.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 Grey Fox Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Grey Fox Cir is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 63% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLWSC CANYON LAKE SHORES
private · serves 44,196 people · EPA ID TX0460019
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Turbidity
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GVTC
Fiber
5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Grey Fox Cir

Nearby Streets

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