Middlesex County and Lowell City property record for 189 E Merrimack St, Lowell, MA 01852
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 9 bd · 13 ba · 9,020 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on File |
| Last Sale | $3,176,000 (Jul 2024) |
| Tax Bill | $21,606 (2026) |
| Deeds & Mortgages | Jul 2024 Foreclosure Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P01460 |
| Primary APN | P01460 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 13 Baths |
| Total Rooms | 36 Rooms |
| Units | 13 Units |
| Stories | 3 Stories |
| Building Area | 9,020 sqft Living Area |
| Gross Area | 13,362 sqft |
| 1st Floor Area | 3,136 sqft |
| Basement Area | 3,136 sqft |
| Unfinished Basement | 3,136 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | P01460 |
|---|---|
| Street Address | 189 E MERRIMACK ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-2592 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | NB |
| Legal Block | 1950 |
| Legal Lot Number | 189 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 312400 |
189 E Merrimack St, a residential property, is owned by a company that bought it in July 2024.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 373 HIGHLAND AVE, STE20, SOMERVILLE, MA 02144-2553 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2024 | Foreclosure · Commercial Mortgage LOWELL FIVE CENTS SAVINGS BANK |
| Sep 22, 2020 | Quit Claim Deed, Transfer STEVEN A ROSS T |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2024 · Amount on File |
| Deed Sale | Jul 1, 2024 · Amount on File |
| Prior Sale | Sep 22, 2020 · Amount on File |
| Deed Book / Page | 38590 / 154 |
| Prior Transfer Date | Jun 28, 2024 |
| Prior Transfer Doc | 038590-154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jul 1, 2024 |
| Property Address | 189 E MERRIMACK ST, LOWELL, MA 01852-2592 |
| Document Number | 038590-154 |
| Book / Page | 38590 / 154 |
| Instrument Date | Jun 28, 2024 |
| Instrument | 19093 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 373 HIGHLAND AVE # STE20, STE20, SOMERVILLE, MA 02144-2553 |
| Document Number | 0000019094 |
|---|---|
| Date | Jul 1, 2024 |
| Instrument | 19094 |
| Name | LOWELL FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Sep 22, 2020 |
| Property Address | 189 E MERRIMACK ST, LOWELL, MA 01852-2462 |
| Document Number | 34659-179 |
| Book / Page | 034659 / 000179 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 46080 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,736.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | BLUE HILL AVE #201 BOSTON MA 02108, 201, BOSTON, MA 02108 |
| Document Number | 34659-185 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 034659/000185 |
| Instrument | 46081 |
| Name | STEVEN A ROSS T |
|---|
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 189 E Merrimack St was $21,606, up 7.8% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $21,606.00 (+7.81%) | $1,903,600 (+9.05%) Land $145,800 Building $1,757,800 |
| 2025 | $20,041.00 (+11.79%) | $1,745,700 (+15.97%) Land $136,300 Building $1,609,400 |
| 2024 | $17,928.00 (+59.29%) | $1,505,300 (+66.11%) Land $127,400 Building $1,377,900 |
| 2023 | $11,255.00 | $906,200 Land $110,800 Building $795,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 189 E Merrimack St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2007) |
| Most Recent Claim | Apr 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 189 E Merrimack St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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