173 E Merrimack St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 173 E Merrimack St, Lowell, MA 01852

Property Summary

Property TypeDuplex
Details6 bd · 2.5 ba · 4,354 sqft · built 1935
Lot Size0.05 acres (2,178 sqft)
OwnerCompany Name on File
Last Sale$1,084,000 (Jul 2024)
Tax Bill$11,193 (2026)
Deeds & MortgagesMar 2021 Mortgage
Jul 2024 Foreclosure
+ 1 more
Flood ZoneZone X (minimal risk)
APNB16605

Property Details

APN / Parcel Number

Primary APNB16605
Alternative APNs
  • LOWE M:199 B:1950 L:173
  • M:000199 T:B16605

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Units2 Units
Stories3 Stories
Building Area4,354 sqft Living Area
1st Floor Area2,130 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeFlat
Roof MaterialOther
Lot Area2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberB16605
Street Address173 E MERRIMACK ST
CityLOWELL
StateMA
Zip01852-2403
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeNB
Legal Block1950
Legal Lot Number173
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1008
Census Tract312400

Owner

173 E Merrimack St, a duplex, is owned by a company that bought it in July 2024.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address373 HIGHLAND AVE, STE20, SOMERVILLE, MA 02144-2553
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2021Deed of Trust, Mortgage · Second Mortgage (Down Payment)
LISA SHEEHAN
Jul 1, 2024Foreclosure · Commercial Mortgage
LOWELL FIVE CENTS SAVINGS BANK
Dec 10, 2020Quit Claim Deed, Transfer
LNDG T QS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2024 · Amount on File
Deed SaleJul 1, 2024 · Amount on File
Prior SaleDec 10, 2020 · Amount on File
Deed Book / Page38589 / 66
Prior Transfer DateJun 28, 2024
Prior Transfer Doc0038589-66
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address173 E MERRIMACK ST, LOWELL, MA 01852-2403
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035442-62
DateMar 9, 2021
Book Page35442/62
Instrument13934
Lender
NameLISA SHEEHAN
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term13 Months
DueApr 1, 2022

July 2024: Foreclosure

Document TypeForeclosure
JurisdictionLOWELL MA
Recording DateJul 1, 2024
Property Address173 E MERRIMACK ST, LOWELL, MA 01852-2403
Document Number0038589-66
Book / Page38589 / 66
Instrument DateJun 28, 2024
Instrument19024
Transaction TypeForeclosure
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address373 HIGHLAND AVE # STE20, STE20, SOMERVILLE, MA 02144-2553

Mortgage

Document Number0000019094
DateJul 1, 2024
Instrument19094
Lender
NameLOWELL FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateDec 10, 2020
Property Address173 E MERRIMACK ST, LOWELL, MA 01852-2403
Document Number35034-37
Book / Page035034 / 000037
Instrument DateNov 12, 2020
Instrument64416
Transaction TypeTransfer
Record UpdatedDec 29, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$752.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address173 E MERRIMACK ST LOWELL MA 018522403, LOWELL, MA 01852-2403

Mortgage

Document Number35034-41
DateDec 10, 2020
Book Page035034/000041
Instrument64417
Lender
NameLNDG T QS
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 173 E Merrimack St was $11,193, up 4.3% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,193.00 (+4.34%)$986,200 (+5.54%) Land $122,300 Building $863,900$832,271
2025$10,727.00 (+16.57%)$934,400 (+20.94%) Land $114,300 Building $820,100
2024$9,202.00 (+40.02%)$772,600 (+186.36%) Land $128,200 Building $644,400
2023$6,572.00$269,800 Land $100,600 Building $169,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 173 E Merrimack St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2007)
Most Recent ClaimApr 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 173 E Merrimack St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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