147 E Merrimack St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 147 E Merrimack St, Lowell, MA 01852

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4 bd · 4,640 sqft · built 2014
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Company Names on File
Last Sale	$1,050,000 (May 2025)
Tax Bill	$14,216 (2026)
Deeds & Mortgages	May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M05440`

Property Details

APN / Parcel Number

Primary APN	`M05440`
Alternative APNs	`LOWE M:178 B:1950 L:147` `M:000178 T:M05440`

Interior

Bedrooms	4 Beds
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,640 sqft Total Area
Gross Area	6,984 sqft
1st Floor Area	2,320 sqft
Basement Area	2,320 sqft
Unfinished Basement	2,320 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	M05440
Street Address	147 E MERRIMACK ST
City	LOWELL
State	MA
Zip	01852-1208
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	NBBUS
Legal Block	1950
Legal Lot Number	147
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1009
Census Tract	312400

Owner

147 E Merrimack St, a commercial property, is owned by a company that bought it in May 2025.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	33 E MERRIMACK ST, LOWELL, MA 01852-1204
Owner Type	Company
Vesting	Doing Business As (DBA)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2025 · Amount on File
Deed Sale	May 20, 2025 · Amount on File
Deed Book / Page	39260 / 199
Record Updated	Oct 29, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	May 20, 2025
Property Address	147 E MERRIMACK ST, LOWELL, MA 01852-1208
Document Number	039260-199
Book / Page	39260 / 199
Instrument Date	May 20, 2025
Instrument	14938
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 E MERRIMACK ST, LOWELL, MA 01852-1204

Mortgage

Document Number	0000014940
Date	May 20, 2025
Instrument	14940

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 147 E Merrimack St was $14,216, up 33.6% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$14,216.00 (+33.65%)	$645,000 (+35.65%) Land $99,300 Building $545,700
2025	$10,637.00 (-0.26%)	$475,500 (+3.75%) Land $123,700 Building $351,800
2024	$10,665.00 (+1.3%)	$458,300 (+6.04%) Land $117,800 Building $340,500
2023	$10,528.00	$432,200 Land $107,100 Building $325,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 147 E Merrimack St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Apr 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 147 E Merrimack St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20