189 Ash Breeze Cv, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 189 Ash Breeze Cv, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,027 sqft · built 2018
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$434,000 (Sep 2021)
Tax Bill$7,706 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN027017-0470

Property Details

APN / Parcel Number

Primary APN027017-0470

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,027 sqft Living Area
Gross Area2,599 sqft
1st Floor Area2,027 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address189 ASH BREEZE CV
CitySAINT AUGUSTINE
StateFL
Zip32095-0042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description90/49-52 BANNON LAKES PHASE 1A-2 LOT 47 OR5381/742
Legal Range28E
Legal Township06S
Legal Section11
Legal SubdivisionBANNON LAKES PHASE 1A-2
Legal Phase1A
Legal Block1
Legal Lot Number47
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2065
Census Tract20904

Owner

Source: St. Johns County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address189 ASH BREEZE CV, SAINT AUGUSTINE, FL 32095-0042
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2021Warranty Deed, Transfer · Conventional Mortgage
THE NORTHERN TRUST CO
Jun 7, 2019Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2021 · Amount on Record
Deed SaleSep 29, 2021 · Amount on Record
Prior SaleJun 7, 2019 · Amount on Record
Deed Document Number2021106520
Deed Book / Page5381 / 742
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 29, 2021
Property Address189 ASH BREEZE CV, SAINT AUGUSTINE, FL 32095-0042
Document Number0053810742
Book / Page5381 / 742
Map ReferenceMB 90 PG 49-52
Instrument DateSep 24, 2021
Instrument2021106520
Transaction TypeTransfer
Record UpdatedJan 28, 2022
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,038.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10338 CLAYTON MILL RD, 10338, JACKSONVILLE, FL 32221-2571

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 ASH BREEZE CV, ST AUGUSTINE, FL 32095-0042

Mortgage

Document Number0005381744
DateSep 29, 2021
Instrument5381/744
Lender
NameTHE NORTHERN TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateOct 1, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.87%
IndexOther
Max Rate7.87%

June 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJun 7, 2019
Property Address189 ASH BREEZE CV, SAINT AUGUSTINE, FL 32095-0042
Document Number0047370747
Book / Page4737 / 0747
Map ReferenceMB 90 PG 49
Instrument DateMay 29, 2019
Instrument2019039755
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 2, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 ASH BREEZE CV, SAINT AUGUSTINE, FL 32095-0042

Mortgage

Document Number0004737754
DateJun 7, 2019
Instrument4737/754
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$354,365 (-3.02%) Land $85,000 Building $269,365$354,365 (-5.45%) Land $85,000 Building $269,365
2025$7,706.00 (+9.87%) Homeowner's exemption$365,411 (+5.99%)$374,793 (-2.78%) Land $90,000 Building $284,793
2024$7,014.00 (+1.18%)
2023$6,932.00 (+3.48%) Homeowner's exemption$344,770 (+3%)$385,521 (+15.17%) Land $95,000 Building $290,521
2022$6,699.00 Homeowner's exemption$334,728$334,728 Land $78,400 Building $256,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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