St. Johns County property record for 188 Ash Breeze Cv, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,270 sqft · built 2019 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $529,900 (Apr 2023) |
| Tax Bill | $3,307 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027017-0140 |
| Primary APN | 027017-0140 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,270 sqft Living Area |
| Gross Area | 2,831 sqft |
| 1st Floor Area | 2,270 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 561 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 188 ASH BREEZE CV |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-0043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 90/49-52 BANNON LAKES PHASE 1A-2 LOT 14 OR5742/1397 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 11 |
| Legal Subdivision | BANNON LAKES PHASE 1A-2 |
| Legal Phase | 1A |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 20904 |
188 Ash Breeze Cv is owned and occupied by an individual who bought it in April 2023.
Source: St. Johns County records, as of May 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 188 ASH BREEZE CV, SAINT AUGUSTINE, FL 32095-0043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Apr 19, 2023 | Warranty Deed, Transfer · VA Mortgage UNITED COMMUNITY BANK |
| Jun 17, 2021 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 11, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2023 · Amount on File |
| Deed Sale | Apr 19, 2023 · Amount on File |
| Prior Sale | Jun 17, 2021 · Amount on File |
| Deed Document Number | 202329426 |
| Deed Book / Page | 5742 / 1397 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 188 ASH BREEZE CV, SAINT AUGUSTINE, FL 32095-0043 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 188 ASH BREEZE CV, SAINT AUGUSTINE, FL 32095-0043 |
| Document Number | 0062850087 |
|---|---|
| Date | Jan 6, 2026 |
| Book Page | 6285/87 |
| Instrument | 2026000910 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 19, 2023 |
| Property Address | 188 ASH BREEZE CV, SAINT AUGUSTINE, FL 32095-0043 |
| Document Number | 0057421397 |
| Book / Page | 5742 / 1397 |
| Map Reference | MB 90 PG 49-52 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 2023029426 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2023 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,709.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1164 NATURES HAMMOCK RD N, SAINT JOHNS, FL 32259-2880 |
| Name | Verified Name |
|---|---|
| Address | 188 ASH BREEZE CV, SAINT AUGUSTINE, FL 32095-0043 |
| Document Number | 0057421399 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 5742/1399 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 17, 2021 |
| Property Address | 188 ASH BREEZE CV, SAINT AUGUSTINE, FL 32095-0043 |
| Document Number | 0052940354 |
| Book / Page | 5294 / 354 |
| Map Reference | MB 90 PG 49-52 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021067998 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 FREMONT AVE, ST AUGUSTINE, FL 32095-8628 |
| Name | Verified Name |
|---|---|
| Address | 188 ASH BREEZE CV, ST AUGUSTINE, FL 32095-0043 |
| Document Number | 0005294356 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 5294/356 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Apr 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 11, 2019 |
| Property Address | 188 ASH BREEZE CV, SAINT AUGUSTINE, FL 32095-0043 |
| Document Number | 0047570129 |
| Book / Page | 4757 / 0129 |
| Map Reference | MB 90 PG 49 |
| Instrument Date | Jul 2, 2019 |
| Instrument | 2019049512 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 2, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 188 ASH BREEZE CV, SAINT AUGUSTINE, FL 32095-0043 |
| Document Number | 0004757133 |
|---|---|
| Date | Jul 11, 2019 |
| Instrument | 4757/133 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 188 Ash Breeze Cv was $3,307 with a veteran's exemption, up 8.2% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $392,059 (-5.33%) Land $85,000 Building $307,059 | $392,059 (-5.33%) Land $85,000 Building $307,059 | |
| 2025 | $3,307.00 (+8.25%) Disabled Person's exemption Veteran's exemption | $414,140 | $414,140 Land $90,000 Building $324,140 |
| 2024 | $3,055.00 (-63.17%) | ||
| 2023 | $8,295.00 (+8.64%) | $422,687 (+14.7%) | $422,687 (+14.7%) Land $95,000 Building $327,687 |
| 2022 | $7,635.00 | $368,531 | $368,531 Land $78,400 Building $290,131 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 188 Ash Breeze Cv in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 188 Ash Breeze Cv is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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