Monterey County property record for 1889 Harding St, Seaside, CA 93955
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,328 sqft · built 1973 |
| Lot Size | 0.218 acres (9,500 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $804 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 012-844-021-000 |
| Primary APN | 012-844-021-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| 1st Floor Area | 1,328 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 9,500 sqft (0.218 acres) |
| Garage Area | 475 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Old Parcel Number | 012-844-021 |
|---|---|
| Street Address | 1889 HARDING ST |
| City | SEASIDE |
| State | CA |
| Zip | 93955-3925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HANNON PROJECT UNIT 2 TR 620 LOT B & C BLK 032 |
| Legal Subdivision | HANNON PROJECT UNIT 2 |
| Legal Tract | 620 |
| Legal Block | 032 |
| Legal Lot Number | B,C |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 13800 |
1889 Harding St is owner-occupied and held in a trust since February 2017.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1889 HARDING ST, SEASIDE, CA 93955-3925 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 9, 2017 |
| Transfer Doc | 0000009299 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Feb 16, 2017 |
| Property Address | 1889 HARDING ST, SEASIDE, CA 93955-3925 |
| Document Number | 0000009299 |
| Instrument Date | Feb 9, 2017 |
| Instrument | 9299 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1889 HARDING ST SEASIDE CA 939553925, SEASIDE, CA 93955-3925 |
| Document Number | 9300 |
|---|---|
| Date | Feb 16, 2017 |
| Instrument | 9300 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 15, 2047 |
The 2025 property tax bill for 1889 Harding St was $804 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Seaside City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $75,014 (+2%) Land $15,878 Building $59,136 | |
| 2025 | $804.00 Homeowner's exemption | $73,544 Land $15,567 Building $57,977 |
| 2023 | $792.00 (+1.54%) Homeowner's exemption | $70,690 Land $14,963 Building $55,727 |
| 2022 | $780.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1889 Harding St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1889 Harding St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Optimum, Verizon.
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