1856 Harding St, Seaside, CA 93955 Property Records

Monterey County property record for 1856 Harding St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1972
Lot Size	0.084 acres (3,650 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Dec 2015)
Tax Bill	$5,080 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`012-843-006-000`

Property Details

APN / Parcel Number

Primary APN	`012-843-006-000`
Alternative APN	`012-843-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,650 sqft (0.084 acres)
Garage Area	273 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	012-843-006
Street Address	1856 HARDING ST
City	SEASIDE
State	CA
Zip	93955-3926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANNON PROJECT TR 620 LOT C BLK 033 EXC POR FOR CITY ST
Legal Subdivision	HANNON PROJECT
Legal Tract	620
Legal Block	033
Legal Lot Number	C
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2006
Census Tract	13800

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1856 HARDING ST, SEASIDE, CA 93955-3926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 16, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2015 · Amount on File
Deed Sale	Dec 7, 2015 · Amount on File
Prior Sale	Jan 16, 2003 · Amount on File
Deed Document Number	201569530
Last Transfer Date	Jan 20, 2021
Transfer Doc	0000005239
Record Updated	Oct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jan 25, 2021
Property Address	1856 HARDING ST, SEASIDE, CA 93955-3926
Document Number	0000005239
Map Reference	VOL 10 PG 49
Instrument Date	Jan 20, 2021
Instrument	2021005239
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1856 HARDING ST, SEASIDE, CA 93955-3926
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005240
Date	Jan 25, 2021
Instrument	2021005240

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1856 HARDING ST, SEASIDE, CA 93955-3926
Document Number	0000049274
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	CHICAGO TITLE SALINAS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1856 HARDING ST SEASIDE CA 939553926, SEASIDE, CA 93955-3926

Mortgage

Document Number	0000049274
Date	Oct 21, 2019
Instrument	49274

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1856 HARDING ST, SEASIDE, CA 93955-3926
Document Number	0000011308
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	CHICAGO TITLE SALINAS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1856 HARDING ST SEASIDE CA 939553926, SEASIDE, CA 93955-3926

Mortgage

Document Number	0000011308
Date	Mar 25, 2019
Instrument	11308

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2049

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$452,796 (+2%) Land $301,865 Building $150,931
2025	$5,080.00 (+9.06%)	$443,919 (+4.04%) Land $295,947 Building $147,972
2023	$4,658.00 (+1.39%)	$426,683 Land $284,456 Building $142,227
2022	$4,594.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Optimum, Verizon.

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