1869 Harding St, Seaside, CA 93955 Property Records

Monterey County property record for 1869 Harding St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1957
Lot Size	0.084 acres (3,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (May 2008)
Tax Bill	$4,663 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`012-844-015-000`

Property Details

APN / Parcel Number

Primary APN	`012-844-015-000`
Alternative APN	`012-844-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,650 sqft (0.084 acres)
Garage Area	262 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	012-844-015
Street Address	1869 HARDING ST
City	SEASIDE
State	CA
Zip	93955-3925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE HEIGHTS MAP 3 LOT 1108 & 1106 BLK 16 EXC ELY 2 FT TO CITY
Legal Subdivision	CASA VERDE VILLAS
Legal Block	16
Legal Lot Number	1106
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2007
Census Tract	13800

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1869 HARDING ST, SEASIDE, CA 93955-3925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit MONTEREY CU
Oct 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 16, 2019	Deed of Trust, Mortgage · Line of Credit MONTEREY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2008 · Amount on Record
Deed Sale	May 28, 2008 · Amount on Record
Prior Sale	May 15, 2007 · Amount on Record
Deed Document Number	200833974
Last Transfer Date	Oct 20, 2020
Transfer Doc	0000062065
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1869 HARDING ST, SEASIDE, CA 93955-3925
Transaction Type	Mortgage
Record Updated	Dec 7, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1869 HARDING ST, SEASIDE, CA 93955-3925

Mortgage

Document Number	0000049769
Date	Nov 28, 2022
Instrument	2022049769

Lender

Name	MONTEREY CU
Type	Credit Union
Address	MONTEREY, CA 93940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Oct 29, 2020
Property Address	1869 HARDING ST, SEASIDE, CA 93955-3925
Document Number	0000062065
Map Reference	VOL 1 PG 12
Instrument Date	Oct 20, 2020
Instrument	2020062065
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1869 HARDING ST, SEASIDE, CA 93955-3925

Mortgage

Document Number	0000062066
Date	Oct 29, 2020
Instrument	2020062066

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1869 HARDING ST, SEASIDE, CA 93955-3925
Document Number	0000060639
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1869 HARDING ST SEASIDE CA 939553925, SEASIDE, CA 93955-3925

Mortgage

Document Number	0000060639
Date	Dec 20, 2019
Instrument	60639

Lender

Name	MONTEREY CU
Address	MONTEREY, CA 93940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 19, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$415,313 (+2%) Land $267,947 Building $147,366
2025	$4,663.00 (+8.04%)	$407,171 (+4.04%) Land $262,694 Building $144,477
2023	$4,316.00 (+1.39%)	$391,363 Land $252,495 Building $138,868
2022	$4,257.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Optimum, Verizon.

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