Oakland County property record for 1889 Derby Rd, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,204 sqft · built 1950 |
| Lot Size | 0.223 acres (9,714 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Oct 1999) |
| Tax Bill | $3,405 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-30-176-013 |
| Primary APN | 08-20-30-176-013 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| Basement Area | 1,204 sqft |
| Unfinished Basement | 1,204 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,714 sqft (0.223 acres) |
| Lot Dimensions | 151 ft deep x 64 ft wide |
| Garage Area | 289 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 312 sqft |
| Patio Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1889 DERBY RD |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-5822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R11E, SEC 30 GRAEFIELD LOT 11 EXC WLY 2 FT, ALSO EXC ELY 14 FT |
| Legal Range | 11E |
| Legal Township | 02N |
| Legal Section | 30 |
| Legal Subdivision | GRAEFIELD |
| Legal Lot Number | 11 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 153000 |
1889 Derby Rd is owned and occupied by two individuals who acquired it in January 2025.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1889 DERBY RD, BIRMINGHAM, MI 48009-5822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 1999 · Amount on File |
| Deed Sale | Oct 27, 1999 · Amount on File |
| Prior Sale | Mar 7, 1996 · Amount on File |
| Last Transfer Date | Jan 17, 2025 |
| Transfer Doc | 0000013824 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1889 DERBY RD, BIRMINGHAM, MI 48009-5822 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1889 DERBY RD, BIRMINGHAM, MI 48009-5822 |
| Document Number | 0000411992 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 57937/456 |
| Instrument | 411992 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 1889 Derby Rd was $3,405 with a homeowner's exemption, down 9.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,405.00 (-9.78%) Homeowner's exemption | $193,690 | $387,380 |
| 2024 | $3,774.00 | ||
| 2023 | $160,590 | $321,180 | |
| 2021 | $4,581.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1889 Derby Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1889 Derby Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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