Oakland County property record for 1826 Derby Rd, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,664 sqft · built 2023 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | Individual Name on File |
| Last Sale | $382,000 (Mar 2023) |
| Tax Bill | $24,958 (2025) |
| Deeds & Mortgages | Feb 2024 Sale Jul 2023 Construction Loan + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-30-327-002 |
| Primary APN | 08-20-30-327-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,664 sqft Living Area |
| 1st Floor Area | 1,178 sqft |
| Basement Area | 1,044 sqft |
| Finished Basement | 1,044 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,934 sqft (0.251 acres) |
| Lot Dimensions | 140 ft deep x 78 ft wide |
| Garage Area | 291 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 37 sqft |
| Deck Area | 343 sqft |
| Patio Area | 343 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1826 DERBY RD |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-5821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R11E, SEC 30 GRAEFIELD WLY 22 FT OF LOT 23, ALSO LOT 24 EXC WLY 14 FT |
| Legal Range | 11E |
| Legal Township | 02N |
| Legal Section | 30 |
| Legal Subdivision | GRAEFIELD |
| Legal Lot Number | 23-24 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 153000 |
1826 Derby Rd is owned and occupied by an individual who acquired it in June 2023.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1826 DERBY RD, BIRMINGHAM, MI 48009-5821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2024 | Warranty Deed, Subdivision Related Transfer |
| Jul 6, 2023 | Quit Claim Deed, Transfer · Construction Mortgage BANK OF ANN ARBOR |
| Mar 20, 2023 | Warranty Deed, Transfer PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC |
| Jan 27, 2022 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Jun 14, 2021 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| May 11, 2017 | Deed of Trust, Mortgage · ARM THE ANDERSON FINANCIAL GROUP INC |
| Apr 15, 2019 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2023 · Amount on File |
| Deed Sale | Mar 20, 2023 · Amount on File |
| Prior Sale | Jun 4, 1996 · Amount on File |
| Deed Document Number | 202326420 |
| Deed Book / Page | 58485 / 290 |
| Last Transfer Date | Jun 19, 2023 |
| Transfer Doc | 0000072734 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 15, 2024 |
| Property Address | 1826 DERBY RD, BIRMINGHAM, MI 48009-5821 |
| Document Number | 0000015385 |
| Book / Page | 59167 / 684 |
| Map Reference | LB 58 PG 29 |
| Instrument Date | Feb 1, 2024 |
| Instrument | 15385 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 23, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6931 CHASE CT, WEST BLOOMFIELD, MI 48322-3292 |
| Name | Verified Name |
|---|---|
| Address | 1752 MIDTOWN CIR UNIT E, E, ROYAL OAK, MI 48073-2155 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 6, 2023 |
| Property Address | 1826 DERBY RD, BIRMINGHAM, MI 48009-5821 |
| Document Number | 0000072734 |
| Book / Page | 58714 / 659 |
| Map Reference | LB 58 PG 29 |
| Instrument Date | Jun 17, 2023 |
| Instrument | 72734 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2023 |
| Title Company | LIBERTY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6931 CHASE CT, WEST BLOOMFIELD, MI 48322-3292 |
| Name | Verified Name |
|---|---|
| Address | 6931 CHASE CT, WEST BLOOMFIELD, MI 48322-3292 |
| Document Number | 0058714662 |
|---|---|
| Date | Jul 6, 2023 |
| Instrument | 58714/662 |
| Name | BANK OF ANN ARBOR |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 20, 2023 |
| Property Address | 1826 DERBY RD, BIRMINGHAM, MI 48009-5821 |
| Document Number | 0000026420 |
| Book / Page | 58485 / 290 |
| Map Reference | LB 58 PG 29 |
| Instrument Date | Mar 17, 2023 |
| Instrument | 26420 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Title Company | PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,865.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1826 DERBY RD, BIRMINGHAM, MI 48009-5821 |
| Name | Verified Name |
|---|---|
| Address | 1826 DERBY RD, BIRMINGHAM, MI 48009-5821 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1826 DERBY RD, BIRMINGHAM, MI 48009-5821 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1826 DERBY RD, BIRMINGHAM, MI 48009-5821 |
| Document Number | 0000305437 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 57360/606 |
| Instrument | 305437 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1826 DERBY RD, BIRMINGHAM, MI 48009-5821 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1826 DERBY RD, BIRMINGHAM, MI 48009-5821 |
| Document Number | 0000149797 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 56377/672 |
| Instrument | 149797 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1826 DERBY RD, BIRMINGHAM, MI 48009-5821 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000093211 |
|---|---|
| Date | May 11, 2017 |
| Book Page | 50657/00449 |
| Instrument | 093211 |
| Name | THE ANDERSON FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60614 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | May 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1826 DERBY RD, BIRMINGHAM, MI 48009-5821 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000058948 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 52737/00669 |
| Instrument | 58948 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1826 Derby Rd was $24,958 with a homeowner's exemption, up 121% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,958.00 (+121%) Homeowner's exemption | $739,200 | $1,478,400 |
| 2024 | $11,293.00 | ||
| 2023 | $176,450 (+7.78%) | $352,900 (+7.78%) | |
| 2022 | $3,807.00 (-0.86%) Homeowner's exemption | $163,710 | $327,420 |
| 2021 | $3,840.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1826 Derby Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1826 Derby Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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