Oakland County property record for 1902 Derby Rd, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,191 sqft · built 2007 |
| Lot Size | 0.277 acres (12,066 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $696,000 (Mar 2016) |
| Tax Bill | $15,737 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-30-327-005 |
| Primary APN | 08-20-30-327-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,191 sqft Living Area |
| 1st Floor Area | 1,774 sqft |
| Basement Area | 1,458 sqft |
| Unfinished Basement | 1,458 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,066 sqft (0.277 acres) |
| Lot Dimensions | 141 ft deep x 80 ft wide |
| Garage Area | 871 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 44 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1902 DERBY RD |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-7530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R11E, SEC 30 GRAEFIELD LOT 20 EXC ELY 24 FT, ALSO ELY 32 FT OF LOT 21 |
| Legal Range | 11E |
| Legal Township | 02N |
| Legal Section | 30 |
| Legal Subdivision | GRAEFIELD |
| Legal Lot Number | 20-21 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 153000 |
1902 Derby Rd is owned and occupied by two individuals who bought it in March 2016.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1902 DERBY RD, BIRMINGHAM, MI 48009-7530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Line of Credit MICHIGAN FIRST CREDIT UNION |
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN FIRST CU |
| May 12, 2020 | Deed of Trust, Mortgage MICHIGAN FIRST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2016 · Amount on File |
| Deed Sale | Mar 30, 2016 · Amount on File |
| Prior Sale | Sep 14, 2007 |
| Deed Document Number | 201655829 |
| Deed Book / Page | 49201 / 358 |
| Prior Transfer Date | Oct 8, 2015 |
| Prior Transfer Doc | 0000210725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1902 DERBY RD, BIRMINGHAM, MI 48009-7530 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000136653 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 60657/385 |
| Instrument | 136653 |
| Name | MICHIGAN FIRST CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | SOUTHFIELD, MI 48076 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 168 Months |
| Due | Oct 17, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1902 DERBY RD, BIRMINGHAM, MI 48009-7530 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1902 DERBY RD, BIRMINGHAM, MI 48009-7530 |
| Document Number | 0000047012 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 55749/655 |
| Instrument | 47012 |
| Name | MICHIGAN FIRST CU |
|---|---|
| Type | Credit Union |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1902 DERBY RD, BIRMINGHAM, MI 48009-7530 |
| Document Number | 0000097619 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1902 DERBY RD BIRMINGHAM MI 480097530, BIRMINGHAM, MI 48009-7530 |
| Document Number | 0000097619 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 054234/000682 |
| Instrument | 97619 |
| Name | MICHIGAN FIRST CU |
|---|---|
| Type | Credit Union |
| Address | LATHRUP VILLAGE, MI 48076 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 19, 2035 |
The 2025 property tax bill for 1902 Derby Rd was $15,737 with a homeowner's exemption, down 9.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,737.00 (-9.78%) Homeowner's exemption | $544,130 | $1,088,260 |
| 2024 | $17,443.00 | ||
| 2023 | $446,290 | $892,580 | |
| 2021 | $15,961.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1902 Derby Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1902 Derby Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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