18882 Piney Point Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 18882 Piney Point Dr, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,858 sqft · built 1996
Lot Size	0.248 acres (10,803 sqft)
Owner	Company Name on Record
Last Sale	$728,000 (Feb 2023)
Tax Bill	$19,708 (2025)
Deeds & Mortgages	Oct 2026 Sale Feb 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-18-422-004`

Property Details

APN / Parcel Number

Primary APN	`70-03-18-422-004`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,858 sqft Living Area
1st Floor Area	1,035 sqft
Basement Area	1,035 sqft
Unfinished Basement	1,035 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	105 ft deep x 103 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18882 PINEY POINT DR
City	SPRING LAKE
State	MI
Zip	49456-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LOTS 111 & 112 GRAND HAVEN BEACH SUB NO1
Legal Range	13
Legal Township	5
Legal Section	18
Legal Subdivision	GRAND HAVEN BEACH SUB
Legal Block	422
Legal Lot Number	111-112
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	2
Census Block	2019
Census Tract	20600

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9077 KINSMAN RD, NOVELTY, OH 44072-9638
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Warranty Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE OF MICHIGAN
Feb 17, 2023	Warranty Deed, Transfer · Commercial Mortgage SIGNATURE BANK NA
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
May 16, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Jul 25, 2017	Warranty Deed, Transfer · Conventional Mortgage BENCHMARK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2023 · Amount on Record
Deed Sale	Feb 17, 2023 · Amount on Record
Prior Sale	Jul 25, 2017 · Amount on Record
Deed Document Number	20233914
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 1, 2026
Property Address	18882 PINEY POINT DR, SPRING LAKE, MI 49456-9441
Document Number	0000030679
Instrument Date	Sep 28, 2026
Instrument	202630679
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE OF MICHIGAN

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	9077 KINSMAN RD, NOVELTY, OH 44072-9638

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Feb 17, 2023
Property Address	18882 PINEY POINT DR, SPRING LAKE, MI 49456-9441
Document Number	20230003914
Map Reference	LB 8 PG 48
Instrument Date	Feb 8, 2023
Instrument	2023-0003914
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18882 PINEY POINT DR, SPRING LAKE, MI 49456-9441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 TORRINGTON DR W, CANTON, MI 48188-6281

Mortgage

Document Number	20230003915
Date	Feb 17, 2023
Instrument	2023-0003915

Lender

Name	SIGNATURE BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18882 PINEY POINT DR, SPRING LAKE, MI 49456-9441
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18882 PINEY POINT DR, SPRING LAKE, MI 49456-9441

Mortgage

Document Number	20210055871
Date	Nov 9, 2021
Instrument	2021-0055871

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18882 PINEY POINT DR, SPRING LAKE, MI 49456-9441
Transaction Type	Mortgage
Record Updated	Jun 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180016915
Date	May 16, 2018
Instrument	2018-0016915

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 25, 2017
Property Address	18882 PINEY POINT DR, SPRING LAKE, MI 49456-9441
Document Number	20170027147
Map Reference	LB8 PG48
Instrument Date	Jul 19, 2017
Instrument	2017-0027147
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,612.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18882 PINEY POINT DR, 18882, FERRYSBURG, MI 49409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18882 PINEY POINT DR, FERRYSBURG, MI 49409

Mortgage

Document Number	20170027148
Date	Jul 25, 2017
Instrument	2017-0027148

Lender

Name	BENCHMARK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,100 (+44.22%)	$808,200 (+44.22%)
2025	$19,708.00 (+153.09%)
2023		$280,200	$560,400
2022	$7,787.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1985–1986)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERRYSBURG serves 3,268 people · EPA ID MI0002285
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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