18840 Piney Point Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 18840 Piney Point Dr, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,023 sqft · built 2017
Lot Size	0.356 acres (15,507 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Oct 2021)
Tax Bill	$9,002 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-18-265-006`

Property Details

APN / Parcel Number

Primary APN	`70-03-18-265-006`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,023 sqft Living Area
1st Floor Area	1,151 sqft
Basement Area	1,151 sqft
Unfinished Basement	1,151 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	15,507 sqft (0.356 acres)
Lot Dimensions	160 ft deep x 97 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18840 PINEY POINT DR
City	SPRING LAKE
State	MI
Zip	49456-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	W 1/2 OF LOT 102, ALL OF LOT 103 & W 1/2 OF LOT 104, ALSO E 1/2 OF VACATED PINEY POINT DR BETWEEN LOTS 144 & 103 ADJ TO WEST
Legal Range	13
Legal Township	5
Legal Section	18
Legal Subdivision	GRAND HAVEN BEACH SUB
Legal Block	265
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	2
Census Block	2019
Census Tract	20600

Owner

18840 Piney Point Dr is owned and occupied by two individuals who bought it in October 2021.

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18840 PINEY POINT DR, SPRING LAKE, MI 49456-9441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jul 27, 2017	Warranty Deed, Transfer
Mar 30, 2017	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2021 · Amount on File
Deed Sale	Oct 26, 2021 · Amount on File
Prior Sale	Mar 30, 2017 · Amount on File
Deed Document Number	202153347
Prior Transfer Date	Nov 23, 2004
Prior Transfer Doc	4722000414
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 26, 2021
Property Address	18840 PINEY POINT DR, SPRING LAKE, MI 49456-9441
Document Number	20210053347
Map Reference	LB 8 PG 48
Instrument Date	Oct 22, 2021
Instrument	2021-0053347
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18840 PINEY POINT DR, 18840, SPRING LAKE, MI 49456-9441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18840 PINEY POINT DR, SPRING LAKE, MI 49456-9441

Mortgage

Document Number	20210053348
Date	Oct 26, 2021
Instrument	2021-0053348

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 27, 2017
Property Address	18840 PINEY POINT DR, SPRING LAKE, MI 49456-9441
Document Number	20170027644
Map Reference	LB8 PG48-103
Instrument Date	Jul 17, 2017
Instrument	2017-0027644
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	921 DIVISION AVE N, 921, GRAND RAPIDS, MI 49503-1401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2421 VALENTINE BLVD NE, GRAND RAPIDS, MI 49525-3070

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Mar 30, 2017
Property Address	18840 PINEY POINT DR, SPRING LAKE, MI 49456-9441
Document Number	20170011310
Map Reference	LB8 PG48
Instrument Date	Mar 28, 2017
Instrument	2017-0011310
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$946.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18094 N FRUITPORT RD, 18094, SPRING LAKE, MI 49456-1572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 DIVISION AVE N, GRAND RAPIDS, MI 49503-1401

Tax Assessment & Valuation

The 2025 property tax bill for 18840 Piney Point Dr was $9,002 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,800	$729,600
2025	$9,002.00
2023		$276,100	$552,200
2022	$9,290.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18840 Piney Point Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1985–1986)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18840 Piney Point Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERRYSBURG serves 3,268 people · EPA ID MI0002285
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Piney Point Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures