18881 E 97th Ave, Commerce City, CO 80022 Property Records

Adams County property record for 18881 E 97th Ave, Commerce City, CO 80022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,347 sqft · built 2022
Lot Size	0.193 acres (8,423 sqft)
Owner	2 Trust Names on File
Last Sale	$575,000 (Jan 2023)
Tax Bill	$7,352 (2025)
Deeds & Mortgages	Sep 2026 Sale Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1723-15-3-10-009`

Property Details

APN / Parcel Number

Primary APN	`1723-15-3-10-009`
Alternative APNs	`0172315310009` `R0207081`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,347 sqft Living Area
Gross Area	3,131 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,423 sqft (0.193 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	219 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0207081
Street Address	18881 E 97TH AVE
City	COMMERCE CITY
State	CO
Zip	80022-2449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SETTLERS CROSSING FLG 1 BLK 6 LOT 17
Legal Subdivision	SETTLERS CROSSING
Legal Block	6
Legal Lot Number	17
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	2
Census Block	2121
Census Tract	8553

Owner

18881 E 97th Ave is held in a trust since January 2023.

Source: Adams County records, as of September 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13368 E 99TH PL, COMMERCE CITY, CO 80022-9618
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 3, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2023 · Amount on File
Deed Sale	Jan 3, 2023 · Amount on File
Deed Document Number	2023291
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Sep 3, 2026
Property Address	18881 E 97TH AVE, COMMERCE CITY, CO 80022-2449
Document Number	0000053230
Instrument Date	Sep 3, 2026
Instrument	202653230
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13368 E 99TH PL, COMMERCE CITY, CO 80022-9618

January 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Jan 3, 2023
Property Address	18881 E 97TH AVE, COMMERCE CITY, CO 80022-2449
Document Number	0000000291
Map Reference	DOC 2020000065095
Instrument Date	Dec 30, 2022
Instrument	2023000000291
Transaction Type	Subdivision Related Transfer
Record Updated	May 20, 2024
Title Company	AMERICAN EAGLE TITLE AND ESCROW, AMERICAN HOME TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.49
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4350 S MONACO ST, DENVER, CO 80237-3400

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	18881 E 97TH AVE, COMMERCE CITY, CO 80022-2449

Mortgage

Document Number	0000000292
Date	Jan 3, 2023
Instrument	2023000000292

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 18881 E 97th Ave was $7,352.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,352.00	$37,400 Land $6,800 Building $30,600	$550,000 Land $100,000 Building $450,000
2023	$7,960.00	$39,510 Land $6,430 Building $33,080	$584,000 Land $95,000 Building $489,000
			$574,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18881 E 97th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18881 E 97th Ave is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 46% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Verizon.

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