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18820 E 97th Ave, Commerce City, CO 80022 Property Records

Adams County property record for 18820 E 97th Ave, Commerce City, CO 80022

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,912 sqft · built 2024
Lot Size0.146 acres (6,377 sqft)
OwnerIndividual Name on File
Last Sale$514,900 (Oct 2024)
Tax Bill$4,745 (2025)
Deeds & MortgagesOct 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR0207091

Property Details

APN / Parcel Number

Primary APNR0207091
Alternative APN
  • 0172315311002

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,912 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,377 sqft (0.146 acres)
Garage TypeAttached
Garage Area410 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account NumberR0207091
Street Address18820 E 97TH AVE
CityCOMMERCE CITY
StateCO
Zip80022-2449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSETTLERS CROSSING FLG 1 BLK 7 LOT 2
Legal SubdivisionSETTLERS CROSSING
Legal Block7
Legal Lot Number2
JurisdictionADAMS CO
Township / Civil DivisionBRIGHTON
Census Block Group2
Census Block2121
Census Tract8553

Owner

18820 E 97th Ave is owned and occupied by an individual who bought it in October 2024.

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address18820 E 97TH AVE, COMMERCE CITY, CO 80022-2449
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2024 · Amount on File
Deed SaleOct 23, 2024 · Amount on File
Deed Document Number2024000058535
Record UpdatedJun 8, 2026

October 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionADAMS CO
Recording DateOct 23, 2024
Property Address18820 E 97TH AVE, COMMERCE CITY, CO 80022-2449
Document Number0000058535
Map ReferenceDOC 2020000065095
Instrument DateOct 22, 2024
Instrument2024000058535
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 10, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$51.49
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4350 S MONACO ST, DENVER, CO 80237-3400

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address18820 E 97TH AVE, COMMERCE CITY, CO 80022-2449

Mortgage

Document Number0000058536
DateOct 23, 2024
Instrument2024000058536
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 18820 E 97th Ave was $4,745.

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyAdams County
MunicipalityCommerce City
Unified School DistrictSchool District 27J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,745.00$31,560 Land $6,250 Building $25,310$505,000 Land $100,000 Building $405,000
2023$3,802.00$18,690 Land $18,690$66,984 Land $66,984

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18820 E 97th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18820 E 97th Ave is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 46% of Colorado
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ADAMS COUNTY WSD
serves 75,559 people · EPA ID CO0101140
Water SourcePurchased surface water from DENVER WATER BOARD
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, CenturyLink, Verizon.

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