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18892 E 97th Ave, Commerce City, CO 80022 Property Records

Adams County property record for 18892 E 97th Ave, Commerce City, CO 80022

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,912 sqft · built 2024
Lot Size0.186 acres (8,128 sqft)
OwnerIndividual Name on File
Last Sale$514,900 (Aug 2024)
Tax Bill$4,858 (2025)
Deeds & MortgagesAug 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR0207095

Property Details

APN / Parcel Number

Primary APNR0207095
Alternative APN
  • 0172315311006

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,912 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,128 sqft (0.186 acres)
Garage TypeAttached
Garage Area674 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account NumberR0207095
Street Address18892 E 97TH AVE
CityCOMMERCE CITY
StateCO
Zip80022-2449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSETTLERS CROSSING FLG 1 BLK 7 LOT 6
Legal SubdivisionSETTLERS CROSSING
Legal Block7
Legal Lot Number6
JurisdictionADAMS CO
Township / Civil DivisionBRIGHTON
Census Block Group2
Census Block2121
Census Tract8553

Owner

Source: Adams County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address18892 E 97TH AVE, COMMERCE CITY, CO 80022-2449
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 29, 2024 · Amount on Record
Deed SaleAug 29, 2024 · Amount on Record
Deed Document Number2024000047428
Record UpdatedJun 8, 2026

August 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionADAMS CO
Recording DateAug 29, 2024
Property Address18892 E 97TH AVE, COMMERCE CITY, CO 80022-2449
Document Number0000047428
Map ReferenceDOC 2020000065095
Instrument DateAug 28, 2024
Instrument2024000047428
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 10, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$51.49
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4350 S MONACO ST, DENVER, CO 80237-3400

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address18892 E 97TH AVE, COMMERCE CITY, CO 80022-2449

Mortgage

Document Number0000047429
DateAug 29, 2024
Instrument2024000047429
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054
Interest

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyAdams County
MunicipalityCommerce City
Unified School DistrictSchool District 27J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,858.00 (+27.77%)$32,310 (+72.87%) Land $6,250 Building $26,060$517,000 (+671.83%) Land $100,000 Building $417,000
2023$3,802.00$18,690 Land $18,690$66,984 Land $66,984

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 46% of Colorado
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ADAMS COUNTY WSD
serves 75,559 people · EPA ID CO0101140
Water SourcePurchased surface water from DENVER WATER BOARD
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T, Lumen Technologies, Verizon.

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