18880 Choctaw Rd, Bend, OR 97702 Property Records

Deschutes County property record for 18880 Choctaw Rd, Bend, OR 97702

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,080 sqft · built 1996
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Mar 2022)
Tax Bill	$2,087 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181123-CC-03200`

Property Details

APN / Parcel Number

Primary APN	`181123-CC-03200`
Alternative APNs	`R1003181123C007800` `110708`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,818 sqft (0.96 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	110708
Street Address	18880 CHOCTAW RD
City	BEND
State	OR
Zip	97702-7911
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RR10
Legal Description	DESCHUTES RIVER WOODS BLOCK PP LOT 111
Legal Range	11
Legal Township	18
Legal Section	23
Legal Subdivision	DESCHUTES RIVER WOODS
Legal Block	PP
Legal Lot Number	111
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1010
Census Tract	401

Owner

Source: Deschutes County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18880 CHOCTAW RD, BEND, OR 97702-7911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit OREGON FEDERAL CREDIT UNION
Mar 29, 2022	Warranty Deed, Transfer · Conventional Mortgage MID OREGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Sale	Jun 22, 2011 · Amount on Record
Deed Document Number	202213170
Prior Transfer Date	Mar 3, 2011
Prior Transfer Doc	0000008934
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Sep 15, 2026
Property Address	18880 CHOCTAW RD, BEND, OR 97702-7911
Document Number	0000027694
Instrument Date	Sep 10, 2026
Instrument	202627694
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	18880 CHOCTAW RD, BEND, OR 97702-7911

Mortgage

Document Number	0000027694,
Date	Sep 15, 2026
Instrument	202627694

Lender

Name	OREGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 29, 2022
Property Address	18880 CHOCTAW RD, BEND, OR 97702-7911
Document Number	0000013170
Instrument Date	Mar 28, 2022
Instrument	2022-13170
Transaction Type	Transfer
Record Updated	Nov 28, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19550 AMBER MEADOW DR, BEND, OR 97702-3525

Mortgage

Document Number	0000013171
Date	Mar 29, 2022
Instrument	2022-13171

Lender

Name	MID OREGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,087.00 (+4.35%)	$134,940 (+3%)	$385,960 (+4.38%) Land $287,490 Building $98,470
2024	$2,000.00 (+6.04%)	$131,010 (+3%)	$369,780 (+6.4%) Land $298,530 Building $71,250
2023	$1,886.00	$127,200	$347,530 Land $283,200 Building $64,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGATE WATER SYSTEM private · serves 3,153 people · EPA ID OR4101439
Water Source	Groundwater
Last State Inspection	May 2021
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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