18872 Choctaw Rd, Bend, OR 97702 Property Records

Deschutes County property record for 18872 Choctaw Rd, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,693 sqft · built 1997
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Oct 2015)
Tax Bill	$3,284 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181123 CC 03000`

Property Details

APN / Parcel Number

Primary APN	`181123 CC 03000`
Alternative APNs	`R1003181123C007600` `110710`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,693 sqft Living Area
1st Floor Area	1,189 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Other
Lot Area	20,473 sqft (0.469 acres)
Garage Type	Mixed
Garage Area	600 sqft
Deck Area	160 sqft

Location & Zoning

Account Number	110710
Old Parcel Number	R1003181123C007600
Street Address	18872 CHOCTAW RD
City	BEND
State	OR
Zip	97702-7911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:109 BLK:P SUBD:DESCHUTES RIVER WOODS SEC/TWN/RNG/MER:SEC 23 TWN 18 RNG 11 MAP REF:181123-CC
Legal Range	11E
Legal Township	18S
Legal Section	23
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	DESCHUTES RIVER WOODS
Legal Block	P
Legal Lot Number	109
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1010
Census Tract	401

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18872 CHOCTAW RD, BEND, OR 97702-7911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Line of Credit MID OREGON FCU
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2015 · Amount on Record
Deed Sale	Oct 6, 2015 · Amount on Record
Prior Sale	Apr 19, 2010 · Amount on Record
Deed Document Number	2015-041241
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	18872 CHOCTAW RD, BEND, OR 97702-7911
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18872 CHOCTAW RD, BEND, OR 97702-7911

Mortgage

Document Number	0000015122
Date	Jun 26, 2023
Instrument	2023-15122

Lender

Name	MID OREGON FCU
Type	Credit Union
Address	BEND, OR 97708

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	18872 CHOCTAW RD, BEND, OR 97702-7911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013460
Date	Apr 29, 2019
Instrument	2019-13460

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BELLEVUE, WA 98004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	18872 CHOCTAW RD, BEND, OR 97702-7911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055537
Date	Oct 20, 2020
Instrument	2020-55537

Lender

Name	CELEBRITY HOME LOANS LLC
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,284.00 (+4.42%)	$214,860 (+3%)	$663,610 (-4.81%) Land $283,990 Building $379,620
2024	$3,145.00 (+6.11%)	$208,610 (+3%)	$697,140 (+6.4%) Land $295,030 Building $402,110
2023	$2,964.00	$202,540	$655,180 Land $279,700 Building $375,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGATE WATER SYSTEM private · serves 3,153 people · EPA ID OR4101439
Water Source	Groundwater
Last State Inspection	May 2021
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Yellowknife Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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