18876 Choctaw Rd, Bend, OR 97702 Property Records

Deschutes County property record for 18876 Choctaw Rd, Bend, OR 97702

Property Summary

Property Type	Vacant Land
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Feb 2026)
Tax Bill	$475 (2025)
Deeds & Mortgages	Feb 2026 Sale Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181123-CC-03100`

Property Details

APN / Parcel Number

Primary APN	`181123-CC-03100`
Alternative APNs	`R1004181123C007700` `110709`

Exterior

Lot Area	20,473 sqft (0.47 acres)

Location & Zoning

Account Number	110709
Street Address	18876 CHOCTAW RD
City	BEND
State	OR
Zip	97702-7911
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	RR10
Legal Description	DESCHUTES RIVER WOODS BLOCK PP LOT 110
Legal Range	11
Legal Township	18
Legal Section	23
Legal Subdivision	DESCHUTES RIVER WOODS
Legal Block	PP
Legal Lot Number	110
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1010
Census Tract	401

Owner

Source: Deschutes County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2200 NE HIGHWAY 20, 54, BEND, OR 97701-6295
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN
Sep 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage MID OREGON FCU
Oct 19, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Prior Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	20263788
Prior Transfer Date	May 21, 2007
Prior Transfer Doc	0000033092
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 11, 2026
Property Address	18876 CHOCTAW RD, BEND, OR 97702-7911
Document Number	0000003788
Instrument Date	Feb 6, 2026
Instrument	2026-03788
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2200 NE HIGHWAY 20 UNIT 54, 54, BEND, OR 97701-6295

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	18876 CHOCTAW RD, BEND, OR 97702-7911
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18880 CHOCTAW RD, BEND, OR 97702-7911

Mortgage

Document Number	0000026023
Date	Sep 24, 2025
Instrument	2025-26023

Lender

Name	MID OREGON FCU
Type	Credit Union
Address	BEND, OR 97701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2035

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 19, 2018
Property Address	18876 CHOCTAW RD, BEND, OR 97702-7911
Document Number	0000042306
Instrument Date	Oct 15, 2018
Instrument	2018-42306
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18876 CHOCTAW RD, BEND, OR 97702-7911

Mortgage

Document Number	0000042307
Date	Oct 19, 2018
Instrument	2018-42307

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	73 Months
Due	Nov 1, 2024

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$475.00 (+4.4%)	$35,770 (+2.99%) Land $35,770	$264,990 (-4%) Land $264,990
2024	$455.00 (+2.02%)	$34,730 (+3%)	$276,030 (+5.88%) Land $276,030
2023	$446.00	$33,720	$260,700 Land $260,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGATE WATER SYSTEM private · serves 3,153 people · EPA ID OR4101439
Water Source	Groundwater
Last State Inspection	May 2021
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Yellowknife Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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