1885 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 1885 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,336 sqft · built 1945
Lot Size0.51 acres (22,216 sqft)
OwnerIndividual Name on Record
Tax Bill$7,186 (2025)
Deeds & MortgagesJun 2021 Refinance
Oct 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN004-105-108-3000

Property Details

APN / Parcel Number

Primary APN004-105-108-3000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,336 sqft Building Perimeter
1st Floor Area1,336 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleRanch
Lot Area22,216 sqft (0.51 acres)
Garage Area572 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1885 E HIGGINS LAKE DR
CityROSCOMMON
StateMI
Zip48653-7611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-688 P-630 243 S 55FT OF N 110FT OF LOT 108 REVISED PLAT OF ALMEDA BEACH
Legal SubdivisionALMEDA BEACH
Legal Lot Number108
JurisdictionROSCOMMON MI
Township / Civil DivisionGERRISH
Census Block Group1
Census Block1085
Census Tract970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address43059 POND BLUFF DR, BELLEVILLE, MI 48111-7311
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ROSS MORTGAGE COMPANY INC
Oct 18, 2018Deed of Trust, Mortgage
UNITED WHOLESALE MORTGAGE
Oct 18, 2018Quit Claim Deed, Transfer
Quitclaim
Jun 5, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 5, 2018
Transfer Doc1167/1418
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSCOMMON MI
Property Address1885 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-7611
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001177/784
DateJun 28, 2021
Book Page1177/784
Instrument202100006015
Lender
NameROSS MORTGAGE COMPANY INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSCOMMON MI
Property Address1885 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-7611
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001167/0000001419
DateOct 18, 2018
Book Page0000001167/0000001419
Instrument201800008066
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
AmountAmount Recorded
Term351 Months
DueJan 1, 2048

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROSCOMMON MI
Recording DateOct 18, 2018
Property Address1885 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-7611
Document Number1167/1418
Book / Page1167 / 1418
Instrument DateOct 5, 2018
Instrument201800008065
Transaction TypeTransfer
Record UpdatedJun 24, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43059 POND BLUFF DR, BELLEVILLE, MI 48111-7311

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROSCOMMON MI
Recording DateJun 5, 2018
Property Address1885 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-7611
Document Number1166/283
Book / Page1166 / 283
Instrument DateMay 30, 2018
Instrument2.0180000423
Transaction TypeTransfer
Record UpdatedJun 24, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43059 POND BLUFF DR, BELLEVILLE, MI 48111-7311

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyRoscommon County
County SubdivisionGerrish Township
Unified School DistrictRoscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$376,700 (+15.34%)$753,400 (+15.34%)
2025$7,186.00$326,600 (+24.56%)$653,200 (+24.56%)
2023$262,200$524,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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