1877 Sentry Oak Ct, Fleming Island, FL 32003 Property Records

Clay County property record for 1877 Sentry Oak Ct, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,325 sqft · built 2004
Lot Size	0.23 acres (10,012 sqft)
Owner	2 Individual Names on File
Last Sale	$273,800 (Aug 2004)
Tax Bill	$5,220 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014266-015-54`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014266-015-54`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,325 sqft Living Area
Gross Area	2,807 sqft
1st Floor Area	2,325 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,012 sqft (0.23 acres)
Garage Type	Attached
Garage Area	482 sqft
Porch	Finished/Open Porch
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1877 SENTRY OAK CT
City	FLEMING ISLAND
State	FL
Zip	32003-3775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 54 MARGARETS WALK @ FLEMING ISLAND AS REC OR 4779 PG 1447
Legal Range	26E
Legal Township	05S
Legal Section	38
Legal Subdivision	MARGARETS WALK
Legal Lot Number	54
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2002
Census Tract	30701

Owner

1877 Sentry Oak Ct is owned and occupied by two individuals who bought it in August 2004.

Source: Clay County records, as of June 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1877 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3775
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST CREDIT UNION OF FLORIDA
Dec 11, 2023	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2004 · Amount on File
Deed Sale	Aug 2, 2004 · Amount on File
Prior Sale	Jan 22, 2002 · Amount on File
Deed Document Number	200463550
Deed Book / Page	2411 / 223
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Recording Date	Jun 2, 2026
Property Address	1877 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3775
Document Number	0000026627
Book / Page	5050 / 1798
Instrument Date	May 18, 2026
Instrument	202626627
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1877 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3775

Mortgage

Document Number	0000026627,
Date	Jun 2, 2026
Book Page	5050/1798
Instrument	202626627

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 28, 2056

Interest

Rate	6.3%
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 11, 2023
Property Address	1877 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3775
Document Number	0047791447
Book / Page	4779 / 1447
Map Reference	MB 34 PG 44-57
Instrument Date	Dec 8, 2023
Instrument	2023060405
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,535.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1884 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3778

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1884 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3778

Mortgage

Document Number	0047791449
Date	Dec 11, 2023
Instrument	4779/1449

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1877 Sentry Oak Ct was $5,220.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,220.00	$382,426	$432,471 Land $80,000 Building $352,471
2023	$4,973.00 (+5.23%) Homeowner's exemption	$232,061 (+3%)	$437,356 (+16.31%) Land $80,000 Building $357,356
2022	$4,726.00 Homeowner's exemption	$225,302	$376,017 Land $60,000 Building $316,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1877 Sentry Oak Ct in Zone X, an area of minimal flood risk, though there have been 57 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1877 Sentry Oak Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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