18838 Geraci Rd, Lutz, FL 33548 Property Records

Hillsborough County property record for 18838 Geraci Rd, Lutz, FL 33548

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,987 sqft · built 1998
Lot Size0.897 acres (39,084 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Mar 2021)
Tax Bill$6,602 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN013070-0002

Property Details

APN / Parcel Number

Primary APN013070-0002
Alternative APN
  • U102718ZZZ000000498200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,987 sqft Living Area
Gross Area3,054 sqft
1st Floor Area1,987 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2012
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area39,084 sqft (0.897 acres)
Lot Dimensions200 ft deep x 142 ft wide
Garage TypeAttached
Garage Area638 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area429 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0130700002
Street Address18838 GERACI RD
CityLUTZ
StateFL
Zip33548-4988
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-4
Legal DescriptionTRACT DESC AS BEG 50.28 FT W OF NE COR OF NW 1/4 OF SE 1/4 AND RUN S 6 DEG 06 MIN W 241.45 FT S 83 DEG 03.5 MIN W 205.57 FT N 10 DEG 18 MIN E 89.31 FT N 39 DEG 15 MIN E 227.5 FT AND E 70 FT TO POB
Legal Range18E
Legal Township27S
Legal Section10
Legal SubdivisionUNPLATTED
Legal TractZZZ
Legal Lot Number49820
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group2
Census Block2010
Census Tract11103

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address18838 GERACI RD, LUTZ, FL 33548-4988
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2021Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Mar 1, 2021Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2021 · Amount on File
Deed SaleMar 1, 2021 · Amount on File
Prior SaleAug 6, 1997 · Amount on File
Deed Document Number2021102184
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 1, 2021
Property Address18838 GERACI RD, LUTZ, FL 33548-4988
Document Number2021102184
Instrument DateFeb 26, 2021
Instrument2021102184
Transaction TypeTransfer
Record UpdatedMar 12, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,730.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19915 DEER LAKE RD, 19915, LUTZ, FL 33548-7204

Transferred To (Grantee/Buyer)

NameVerified Name
Address10631 PARKERS LANDING DR APT 235, 235, TAMPA, FL 33615-5836

Mortgage

Document Number2021102185
DateMar 1, 2021
Instrument2021102185
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 1, 2021
Property Address18838 GERACI RD, LUTZ, FL 33548-4988
Document Number0000102184
Instrument DateFeb 26, 2021
Instrument2021102184
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,730.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19915 DEER LAKE RD, 19915, LUTZ, FL 33548-7204

Transferred To (Grantee/Buyer)

NameVerified Name
Address10631 PARKERS LANDING DR APT 235, 235, TAMPA, FL 33615-5836

Mortgage

Document Number0000102185
DateMar 1, 2021
Instrument2021102185
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$380,809 (+2.7%)$402,744 (-1.07%) Land $124,826 Building $277,918
2025$6,602.00 (+12.41%) Homeowner's exemption$370,797 (+5.99%)$407,096 (+16.36%) Land $124,826 Building $282,270
2023$5,873.00 (-0.58%) Homeowner's exemption$349,851 (-1.39%) Land $93,619 Building $256,232$349,851 (-1.39%) Land $93,619 Building $256,232
2022$5,907.00 Homeowner's exemption$354,799 Land $93,619 Building $261,180$354,799 Land $93,619 Building $261,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 45 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims13 (1988–2024)
Claims Outside the SFHA6 of 13
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Jan 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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